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When it comes to managing your business, we know time is valuable. With Automated Clearing House (ACH) origination, you can easily maximize cash flow, reduce the risk of check fraud and get faster access to funds to keep everything running smoothly.
Secure. Reliable. Seamless. With ACH origination, enjoy the convenience of paying employees and vendors electronically – directly from your bank accounts. Big or small, your business can manage payroll deposits, vendor bills, customer payments and other transactions with ease.
Cost efficiency
ACH transactions generally incur lower fees than traditional payment methods, such as checks and wire transfers. Plus, you can streamline recurring payments to reduce administrative time and expenses.
Same-day processing
Move money fast, when and where you need it. That includes payroll processing, refunds and reimbursements, tax payments, merchant settlements and account transfers.
Enhanced security
Breathe easier with reliable, safe and authorized transactions – all processed through secure channels to reduce the risks, delays and errors associated with handling physical checks.
Improved cash flow
Gain faster access to funds, since ACH transactions can be processed quickly. Plus, help ensure timely collections with more predictable payment schedules.
An Automated Clearing House (ACH) batch is a group of records considered a single unit for the purpose of data processing. Businesses will create batches to send ACH transactions into the ACH network.
The batch will have the required information to send the ACH transactions. Each batch will contain the effective date, the originating business name, dollar amounts, participant names, account numbers and routing numbers.
The debit or credit for the ACH batch total will be posted to your Gate City bank business checking or savings account on the effective date. Credits are posted on the date the funds are received.
If you or your team would like assistance getting started with ACH origination, a member of our treasury management consulting team can help. Training details will depend on the location and the needs of the business. Please contact us directly for more information!
No one does business quite like you. From business checking to loans to treasury management, welcome to business banking – customized for the way you work.
Accept credit cards, debit cards and digital payments for your business! Welcome to simple and secure point-of-sale (POS) systems, mobile processing and more – backed by local support.
With remote deposit capture, you can save time and securely deposit your checks electronically right from your business location.
Protect your business with an added layer of security to identify potential check fraud, flag any anomalies with ACH transactions and more.
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