Extended Hours: Only April 23 & 24!
For your convenience, our lobby doors will be open until:  

  • 6:00 p.m.: Alexandria, Bismarck, Dickinson, Elk River, Fargo, Fergus Falls, Grand Forks, Mandan, Minot, Moorhead, Sauk Rapids, Wahpeton, Waite Park, West Fargo, Williston
  • 5:00 p.m.: Carrington, Devils Lake, Hettinger, Jamestown, Mohall, St. Cloud
  • 4:00 p.m.: Park River, Mayville

Stop by, or tell a friend about our $100 offer – only Wednesday and Thursday!

Save or Pay off Debt?

Having savings is important, especially when the savings are part of an emergency fund or a hedge against a loss of income. However, when you also have debt, in the form of an outstanding credit card balance or loan, you might want to consider whether you are better off using the money you have in savings to pay down debt. Whether it makes sense or not is determined by the interest rate you are earning on your savings versus the interest rate you are being charged on your outstanding loan balance. The difference between earning interest and paying it should give you a good indication of where you can get the best return.