Extended Hours: Only February 25 & 26!
Exciting news! For your convenience, our lobby doors will be open until:

  • 6:00 p.m.: Alexandria, Bismarck, Dickinson, Elk River, Fargo, Fergus Falls, Grand Forks, Jamestown, Mandan, Minot, Moorhead, Sauk Rapids, Wahpeton, Waite Park, West Fargo, Williston
  • 5:00 p.m.: Devils Lake, St. Cloud
  • 4:30 p.m.: Carrington
  • 4:00 p.m.: Hettinger, Mayville, Mohall, Park River

Stop by, or tell a friend about our $50 offer – only Wednesday and Thursday!

Buydown

Definition

When the seller, builder or buyer pays an amount of money up front to the lender to reduce monthly payments during the first few years of a mortgage. Buydowns can occur in both fixed- and adjustable-rate mortgages.