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Checking and Savings
Checking and Savings

From first checking accounts to saving for retirement and everything in between, our innovative products and services are designed for every style and any stage in life.
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Check out our current promotions and exclusive offers, all wrapped up for you to enjoy.
Loans
Loans

Whether you’re looking to put down roots in your dream home or wanting to upgrade your ride, the best loan options with low rates live here.
Competitive rates and local servicing mean we're by your side for your next home sweet home.
Business
Business

No one does business quite like you. And no one offers business banking quite like us! We make it easy by disrupting the industry through innovation to create a better way of life for you and your business.
Better business lending is what we’re about! Contact a business lender today.
Insurance
Insurance

Providing custom, personalized solutions to help protect what matters most is what we’re all about at Gate City Insurance Agency. Rest assured, we’ll find you the best rates and comprehensive plan options to fit your needs.
Protect what matters most with a variety of insurance options, personalized just for you. Let’s get you started with a free quote!
Investment Services
Investment Services

Our local, expert advisors at Gate City Investment Services are here to help navigate strategies for investments, retirement, college funding, insurance and more.
We’ve got the steps needed for a more secure financial future. Contact one of our advisors today!

Financial planning made even easier: Check out our free calculators designed to keep it simple.
Our Community
Our Community

Getting involved in the communities where our team members live and work is at the heart of Gate City Bank’s culture. We believe in making a difference every single day.
Bank of the Brave: From alpha to zulu, we’re proud to honor and serve our nation’s finest.
Education
Financial Education

Financial peace of mind leads to success – and a better way of life. At Gate City Bank, we provide customers with fun, fast and FREE financial resources that are easy to digest.
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Creating a better way of life means accessing tools to help you financially succeed. Let’s get you started with our budgeting resources.

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Glossary

Delinquency

Definition

A debt that was not paid when due.

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Deferred Payment
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