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Extended Hours: Only April 23 & 24!
For your convenience, our lobby doors will be open until:  

  • 6:00 p.m.: Alexandria, Bismarck, Dickinson, Elk River, Fargo, Fergus Falls, Grand Forks, Mandan, Minot, Moorhead, Sauk Rapids, Wahpeton, Waite Park, West Fargo, Williston
  • 5:00 p.m.: Carrington, Devils Lake, Hettinger, Jamestown, Mohall, St. Cloud
  • 4:00 p.m.: Park River, Mayville

Stop by, or tell a friend about our $100 offer – only Wednesday and Thursday!

Discount

Definition

In an adjustable-rate mortgage (ARM) with an initial rate discount, the lender gives up percentage points in interest to reduce the rate and lower the payments for part of the mortgage term (usually for one year or less). After the discount period, the ARM rate usually increases according to its index rate.

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