Win $25K for a Charity You Love! We’ll make the donation this Giving Hearts Day. Tell us who should win!
Effective Gross Income
Definition
A borrower's normal annual income, including overtime, that is regular or guaranteed. Salary is usually the principal source, but other sources of income may qualify if they are significant and stable.
By following this link, you’re leaving GateCity.Bank to visit an external site. While this site has been known for being completely safe, please know that we’re ultimately not responsible for its content.
Oh, hello there!
Friendly reminder: Please don’t share Social Security numbers, account numbers, credit card numbers or passwords via email. If you need to share sensitive information, give us a call instead at 701-293-2400 or 800-423-3344.
Alright, let’s get you going!
Select a Loan Type:
Home Loan
can help with mortgages, refinances and other home-related loans.
Email