Government Shutdown Assistance:
We’re Right Beside You.

If you are a federal employee and experiencing financial impact due to the government shutdown, we’re here to help! We may be able to assist you with:

  • Short-term loans with no fees or interest
  • Loan payment assistance options

Please reach out to your lender, call 701-293-2400, or email us at OnlineBanking@GateCity.Bank today. Learn more >

Electronic Fund Transfer Act (EFTA)

Definition

Implemented by Regulation E (Reg E), the act establishes the basic rights, liabilities and responsibilities of consumers who transfer funds initiated through an electronic terminal, telephone, computer or magnetic strip. The primary objective of the act is to protect individual consumers engaging in electronic funds transfers (EFT). In other words, those who open a deposit account primarily for personal, family or household purposes.