All locations will be closed on Monday, May 29, in observance of Memorial Day.

Electronic Fund Transfer Act (EFTA)


Implemented by Regulation E (Reg E), the act establishes the basic rights, liabilities and responsibilities of consumers who transfer funds initiated through an electronic terminal, telephone, computer or magnetic strip. The primary objective of the act is to protect individual consumers engaging in electronic funds transfers (EFT). In other words, those who open a deposit account primarily for personal, family or household purposes.