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Extended Hours: Only August 19 & 20!
Exciting news! For your convenience, our lobby doors will be open until:

  • 6:00 p.m.: Alexandria, Bismarck, Devils Lake, Dickinson, Elk River, Fargo, Fergus Falls, Grand Forks, Mandan, Minot, Moorhead, Sauk Rapids, Wahpeton, Waite Park, West Fargo, Williston
  • 5:00 p.m.: Hettinger, Jamestown, Mayville, Mohall, Park River, St. Cloud
  • 4:00 p.m.: Carrington

Stop by, or tell a friend about our $100 offer – only Wednesday and Thursday!

Hybrid ARM

Definition

A combination of a conventional fixed-rate mortgage and adjustable-rate loan – also called a 2/1, 3/1, 5/1 or 7/1 – that can offer the best of both worlds: lower interest rates (like ARMs) and a fixed payment for a longer period than most ARMs.

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