Our Mortgage Rate Relief Program is back! For a limited time, eligible homebuyers may qualify for rates up to 1.5% lower than current market rates. Learn how >
Qualifying Ratios
Definition
These are calculations used to determine if a borrower can qualify for a mortgage, taking into consideration housing expense as a percent of income ratio and total debt obligations as a percent of income ratio.
By following this link, you’re leaving GateCity.Bank to visit an external site. While this site has been known for being completely safe, please know that we’re ultimately not responsible for its content.
Oh, hello there!
Friendly reminder: Please don’t share Social Security numbers, account numbers, credit card numbers or passwords via email. If you need to share sensitive information, give us a call instead at 701-293-2400 or 800-423-3344.
Alright, let’s get you going!
Select a Loan Type:
Home Loan
can help with mortgages, refinances and other home-related loans.
Email