Extended Hours – Only October 15 & 16!
Exciting news! Locations in Fergus Falls and Wahpeton will open their lobbies at 8:00 a.m. for our special event. Also, some locations are open late.

  • 6:00 p.m.: Alexandria, Bismarck, Dickinson, Elk River, Fargo, Fergus Falls, Grand Forks, Mandan, Minot, Moorhead, Sauk Rapids, Wahpeton, Waite Parke, West Fargo, Williston
  • 5:00 p.m.: Devils Lake, Hettinger, Jamestown, Mohall, St. Cloud
  • 4:00 p.m.: Carrington, Mayville, Park River

Stop by, or tell a friend about our $50 offer – only Wednesday and Thursday!

Qualifying Ratios

Definition

These are calculations used to determine if a borrower can qualify for a mortgage, taking into consideration housing expense as a percent of income ratio and total debt obligations as a percent of income ratio.