Join the GCB x NDSU Homecoming Party!
Thundar, the Gold Star Marching Band, NDSU Cheer Team, food trucks, bouncy houses and more. Plus, the first 500 attendees receive a free NDSU yard sign and Gate City Bank Field squishy!
See event details and RSVP on Facebook.

Qualifying Ratios

Definition

These are calculations used to determine if a borrower can qualify for a mortgage, taking into consideration housing expense as a percent of income ratio and total debt obligations as a percent of income ratio.