Extended Hours: Only August 19 & 20!
Exciting news! For your convenience, our lobby doors will be open until:

  • 6:00 p.m.: Alexandria, Bismarck, Devils Lake, Dickinson, Elk River, Fargo, Fergus Falls, Grand Forks, Mandan, Minot, Moorhead, Sauk Rapids, Wahpeton, Waite Park, West Fargo, Williston
  • 5:00 p.m.: Hettinger, Jamestown, Mayville, Mohall, Park River, St. Cloud
  • 4:00 p.m.: Carrington

Stop by, or tell a friend about our $100 offer – only Wednesday and Thursday!

Real Estate Settlement Procedures Act (RESPA)

Definition

A federal law that, among other things, requires lenders to provide "good faith" estimates of settlement costs and make other disclosures regarding the mortgage loan. RESPA also limits the amount of funds held in escrow for real estate taxes and insurance.