Extended Hours: Only February 25 & 26!
Exciting news! For your convenience, our lobby doors will be open until:

  • 6:00 p.m.: Alexandria, Bismarck, Dickinson, Elk River, Fargo, Fergus Falls, Grand Forks, Jamestown, Mandan, Minot, Moorhead, Sauk Rapids, Wahpeton, Waite Park, West Fargo, Williston
  • 5:00 p.m.: Devils Lake, St. Cloud
  • 4:30 p.m.: Carrington
  • 4:00 p.m.: Hettinger, Mayville, Mohall, Park River

Stop by, or tell a friend about our $50 offer – only Wednesday and Thursday!

Step-Rate Mortgage

Definition

A mortgage that allows for the interest rate to increase according to a specified schedule (For example, seven years.), resulting in increased payments. At the end of the specified period, the rate and payments will remain constant for the remainder of the loan.