Government Shutdown Assistance:
We’re Right Beside You.

If you are a federal employee and experiencing financial impact due to the government shutdown, we’re here to help! We may be able to assist you with:

  • Short-term loans with no fees or interest
  • Loan payment assistance options

Please reach out to your lender, call 701-293-2400, or email us at OnlineBanking@GateCity.Bank today. Learn more >

Step-Rate Mortgage

Definition

A mortgage that allows for the interest rate to increase according to a specified schedule (For example, seven years.), resulting in increased payments. At the end of the specified period, the rate and payments will remain constant for the remainder of the loan.