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Does business online banking include any personal information for login?

Great question! Each business user will have a unique user ID. No personal information such as name, account number, Social Security number, etc. is required to login.

Related Questions

Whether it’s savings, checking or a certificate of deposit (CD), we make opening a business account incredibly easy. Simply visit with one of our treasury management consultants to secure the option that works best for you, or stop by one of our convenient locations to get started!

We May Request Some Things.

It may be important that we receive copies of specific documents and certificates from you. Depending on the nature of your business, we may ask you for the following information:


  • Partnership agreement
  • Partnership registration
  • Government-issues license
  • Fictitious name certificate


  • Articles of incorporation
  • Corporate bylaws
  • Meeting minutes

Organization or Association

  • Meeting minutes
  • Trade name certificate
  • Organization or association articles or bylaws

Limited Liability Company (LLC)

  • Articles of organization
  • Operating agreement
  • Meeting minutes
  • IRS EIN letter (only if single-member)

Sole Proprietor

  • IRS EIN letter (if applicable)
  • Trade name certificate
  • Government-issued license

If you don’t have the items listed above, fear not! Contact a treasury management consultant, and they’d be happy to help guide you.

Also, if you’re making the switch to Gate City Bank from another financial institution, you can take it easy – we’ll take care of everything! We make the transition quick and simple, remaining by your side every step of the way.

Businesses can sign up for business online banking immediately after their account is opened by contacting a treasury management consultant or visiting one of our locations. Our team members can review any associated fees with you before you complete your registration.

Please note that additional time may be needed to complete setup for ACH origination or remote deposit capture, depending on approval.

We’re happy to say there is no limit to the number of users that can be set up for your business in business online banking.

You can easily download transactions from your business online banking account in any of the following formats:

  • WebConnect for QuickBooks (.qbo)
  • WebConnect for Quicken (.qfx)
  • Comma Delimited (.csv)

An automated clearing house (ACH) batch is a group of records considered a single unit for the purpose of data processing. Businesses will create batches to send ACH transactions into the ACH network. 
The batch will have the required information to send the ACH transactions. Each batch will contain the effective date, the originating business name, dollar amounts, participant names, account numbers and routing numbers. 

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