Gate City Bank automatically refunds ATM surcharges (fees) on all checking and savings accounts. You’re not limited on the number of fees refunded, and there’s no need to provide any receipts!
There are a few options available if you would like to update the PIN for your Gate City Bank debit card:
For instances where there are multiple owners on an account and a specific purchase or ATM withdrawal needs to be identified, the last four digits of the related debit card number will display with each transaction on your monthly account statements, online banking and the mobile app.
Good question! ATM surcharges (fees) are automatically refunded immediately following the posting of the ATM transaction to your account.
Great news: There’s no limit! Any of your checking or savings accounts can be linked.
You’re able to specify one primary checking account to be used for purchases at merchants and be accessible at any ATM. You can also specify one primary savings account to be accessible at any ATM. Additional checking and/or savings accounts can be accessed at any Gate City Bank-owned ATM.
Overdrafts occur when a transaction is paid even though you do not have an adequate balance to cover a transaction presented. At Gate City Bank, a fee is incurred for this type of transaction.
Non-sufficient funds (NSF) refers to when a transaction is declined or returned because you do not have an adequate balance to cover a transaction presented. At Gate City Bank, there is no fee for this type of transaction.