How do I make a mobile deposit?

Simply download the Gate City Bank mobile app for your mobile device and log in using your online banking username and password. As part of enrollment in the service, you'll be asked to read and accept the Mobile Remote Deposit Agreement.

Once logged in to the mobile app, follow these simple steps:

  • Choose “Deposit” from the menu.
  • Sign the back of your check and write "For mobile deposit only."
  • Select the account into which you want to deposit the check.
  • Take pictures of the front and back of your check.
  • Confirm the amount of your check filled out correctly.
  • Submit the check for deposit.
  • Deposits will post to your account within one business day.

Once your deposit has posted, we recommend that you securely store your check for 10 days and then destroy it.

Don't have our mobile app? Download it today:

Download on the Apple App Store  Get it on Google Play

Related Questions

Great question! Mobile deposit is an easy way to electronically deposit checks from your mobile device using our mobile app.

The best part? Mobile deposit is free1 to Gate City Bank customers. Simply download the Gate City Bank mobile app to get started.

Download on the Apple App Store  Get it on Google Play

When you register for mobile deposit, you’ll receive an email with your personalized limits. You can also find your limits per deposit displayed on the mobile deposit screen. Simply click "Deposit" on the bottom menu, then the "Deposit Check" button. From there, under the name(s) of your deposit account options, you'll notice a small byline that includes your deposit limit for the selected account. Limits may change based on your account activity.

Great question! You need only be a current Gate City Bank customer with a checking or savings account to use mobile deposit. You must also be enrolled in online banking and have downloaded our mobile app. Before depositing your first check, you’ll need to read and accept the Mobile Remote Deposit Agreement. Don't have our mobile app? Download it today:

Download on the Apple App Store  Get it on Google Play

Mobile check deposits using the Gate City Bank mobile app are protected. Security features include enhanced security measures such as password protection, data encryption and internet firewalls to guard against unauthorized access.

Check images and other private information are not stored within the mobile app or on your phone, making a check deposit with the mobile app as safe as using online banking.

Don't have our mobile app? Download it today:

Download on the Apple App Store  Get it on Google Play

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