When are electronic fund transfers sent to my payee vs. checks?

We’re happy to answer this! We send payments electronically whenever possible. However, if the company or person is unable to receive electronic payments, we’ll print a check and mail it to the address you provide.

Related Questions

It’s incredibly helpful! Manage all your bills in one handy location, easily view transaction history and pending items and save time by scheduling one-time or automatic payments. Plus, who doesn’t love saving money on stamps and envelopes?

Online bill pay is an optional feature we offer through online and mobile banking that allows you to pay bills anytime, anywhere – using your computer, smartphone or tablet.

With online bill pay, you can set recurring payments, schedule future payments and send one-time payments, seamlessly and securely directing funds from your Gate City Bank account. You can also track due dates and avoid lates fees more easily by setting notifications for upcoming payments.

Just as with a paper check, it’s important to maintain sufficient funds in the account to cover all payments. Please note that you may be charged a non-sufficient funds (NSF) fee for payments returned for insufficient funds. Refer to the fee schedule for information on fees.

For online banking, navigate to “Move Money” in the main menu, then select “Bill Pay.” From there, review and accept the terms and conditions, and you’ll be good to go!

Signing up with our mobile app is easy, too! Simply choose “Move Money” then “Pay Bills” to get started.

Definitely! From a computer, easily download your pending and completed payments from the “Activity” tab in your online banking account to a comma-separated values (CSV) file. You can import the file into several different personal financial software applications.

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