What is the difference between current balance and available balance?

Great question! The current balance is the amount of money that is actually in your account at any given time. It reflects only transactions that have posted to your account, not authorized transactions that are pending. The available balance is the account balance minus any funds preauthorized or held (such as outstanding debit card transactions or deposited check holds).

Related Questions

It’s easy! Simply log in to online banking, navigate to “Accounts” and select your account from the accounts list. From there, choose “Account Details” to see the following information:

  • Account name
  • Nickname
  • Available balance
  • Current balance
  • Routing number
  • Account number
  • Date opened
  • Interest rate
  • Year-to-date interest
  • Recent transactions

All new accounts will automatically be added to your online banking within one business day of being opened, and closed accounts will be visible for up to 90 days. (Online statements will be available for two years following an account’s closing date.)

You can also hide accounts without removing them, if needed. To hide an account in online banking, navigate to the “Tools” menu, then select “Settings” and “Account.” Choose the pencil icon to edit account details, uncheck the box to hide the account and hit “Save.” Simply recheck the box to see the account again in the future.

Using a browser instead of the mobile app, simply navigate to the “Tools” tab and select “Settings.” From there, choose the “Accounts” header and then “Reorder Accounts.” All available accounts (including those that have been added for internal transfers) will show. Once you’ve finished reordering your accounts, hit “Save Order.”

Note: You can’t move the checking, savings or loan categories themselves. Additionally, reordering isn’t possible if there’s only one account in a category.

We’ve made it easy! Simply navigate to “Accounts” on the main menu, then select the download arrow under the search bar. Easily download for Quicken® (.qfx), QuickBooks® (.qbo), Open Financial Exchange (.ofx) and Microsoft Excel documents.

We make looking back on previous transactions super convenient! Checking, savings and certificate of deposit (CD) accounts will have up to 25 months of history that’s readily available.

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