Skip to main content
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
  • Locations
  • Select a Location

    Or use my current location

    Clear my location

  • About Us
  • Careers
  • Help
  • Contact
Gate City Bank Logo
  • Checking and Savings
    • Checking
    • Online Banking
    • Mobile Banking
    • Debit Cards
    • Refer a Friend
    • Current Promotions
    • Savings
    • CDs
    • IRAs
    • Student Banking
    • Rates
    • Business Checking
    • Business Savings
    • Business CDs
    • Checking
    • Online Banking
    • Mobile Banking
    • Debit Cards
    • Refer a Friend
    • Current Promotions
    • Savings
    • CDs
    • IRAs
    • Student Banking
    • Rates
    • Business Checking
    • Business Savings
    • Business CDs
    two young women wearing aviator sunglasses, blowing bubbles on a park bench in Fargo, ND

    Don’t miss our latest deals and offers, all wrapped up for you to enjoy. See special promotions.

  • Loans
    • Home Loans
    • First-Time Homebuyers
    • Home Equity Loans
    • Home Equity Line of Credit
    • Mortgage Lenders
    • Personal Loans
    • Auto Loans
    • RV, Boat & Ice House Loans
    • BetterLife™ Student Loan
    • Classic Line of Credit
    • Personal Lenders
    • Business Loans
    • Credit Cards
    • Business Bankers
    • Home Loans
    • First-Time Homebuyers
    • Home Equity Loans
    • Home Equity Line of Credit
    • Mortgage Lenders
    • Personal Loans
    • Auto Loans
    • RV, Boat & Ice House Loans
    • BetterLife™ Student Loan
    • Classic Line of Credit
    • Personal Lenders
    • Business Loans
    • Credit Cards
    • Business Bankers
    Loving mom touches noses with her preschool-age daughter, as she slices pears on the kitchen counter of their new home

    Come see for yourself why we’re the #1 mortgage lender in ND. Let’s get moving.

  • Business
    • Business Banking
    • Business Checking
    • Business Loans
    • Cash Management
    • Online Banking for Business
    • Mobile Banking for Business
    • Business Savings
    • Business CDs
    • Debit Cards
    • Credit Cards
    • Business Bankers
    • Business Banking
    • Business Checking
    • Business Loans
    • Cash Management
    • Online Banking for Business
    • Mobile Banking for Business
    • Business Savings
    • Business CDs
    • Debit Cards
    • Credit Cards
    • Business Bankers
    smiling business owner in apron holds a pos system for happy customer to make purchase after receiving loan from gate city bank

    Growing your business is our business. From simple loans to smart treasury management, meet with a business banker today!

  • Insurance
    • Insurance Services
    • Auto Insurance
    • Home and Property Insurance
    • Life Insurance
    • Medicare
    • Flood Insurance
    • Umbrella Insurance
    • Insurance Advisors
    • Request a Quote
    • Insurance Resources
    • Insurance Services
    • Auto Insurance
    • Home and Property Insurance
    • Life Insurance
    • Medicare
    • Flood Insurance
    • Umbrella Insurance
    • Insurance Advisors
    • Request a Quote
    • Insurance Resources
    mother father and young child laugh as they fall back after a fun pillow fight

    Protect what matters most with insurance options, personalized just for you. Request a free quote.

  • Investment Services
    • Financial Planning
    • Financial Advisor Team
    • Connect With Us
    • Business Retirement Plans
    • Wealth Management Resources
    • Financial Planning
    • Financial Advisor Team
    • Connect With Us
    • Business Retirement Plans
    • Wealth Management Resources
    Curly-haired woman businesswoman with glasses, talking on the phone with her Gate City financial advisor in Fargo, ND

    Not quite sure if you’re on track with your financial goals? Try our free retirement calculators and more.

    Financial advisor at Gate City Investment Services in Fargo, ND, smiling and sitting beside a client nearing retirement age

    Whether you’re thinking about saving for college or retirement, request a free 30-minute consultation. Contact an advisor today!

  • Our Community
    • Philanthropic Giving
    • Core Values
    • Community Partnerships
    • Featured Stories
    • Local Spotlights
    • Military Banking
    • Home Improvement Programs
    • Philanthropic Giving
    • Core Values
    • Community Partnerships
    • Featured Stories
    • Local Spotlights
    • Military Banking
    • Home Improvement Programs
    military dad hugs children in their new home purchased with a va loan from gate city bank

    From alpha to zulu, we’re proud to serve our nation’s finest. Explore VA loans and more.

    couple happy about home improvement loan observes updates and embraces each other

    Learn about special low rates for home remodeling and repairs in partnership with towns across ND and MN. See city programs.

  • Financial Education
    • Education Resources
    • Calculators
    • Help Center
    • Glossary
    • Education Resources
    • Calculators
    • Help Center
    • Glossary
    Young woman in a denim shirt reading free financial tips on her phone from Gate City Bank

    Want to calculate a car payment, plan for retirement or compare the cost of buying vs. renting?  Try our free calculators.

    Laughing expecting mother and her daughter, twirling around together in the kitchen of their new Minnesota home

    Welcome to expert advice, quick budgeting resources and so much more. View helpful tips for homeownership.

  • See All Locations

Select a Branch

Or, use my current location

Clear my location

  • About Us
  • Careers
  • Help
  • Contact

Online Banking

Sign Up!
  • Forgot Password?
  • Forgot Username?
  • Help
  • Forgot Password?
  • Forgot Username?
  • Help

What can we help you find?

    Loading results.

    Commonly Asked Questions

    • How do I find my account information on a check?
    • What is the bank’s routing number?
    • How do I sign up for online banking?
    • Are there IRA contribution limits or restrictions?

      Learn more about how IRA contribution restrictions depend on whether you have a traditional or Roth account.

    • Can I do an IRA rollover from another plan?

      We make the IRA rollover process a breeze! Learn more about how you can transfer funds from a range of other retirement plans.

    • Is there a penalty for early IRA withdrawal?

      Learn about situations where you’ll avoid an early withdrawal penalty for traditional and Roth IRAs.

    • What is the IRA contribution deadline?

      If you want to meet your IRA contribution deadline for the previous year, learn more about how you generally have until the tax filing cutoff.

    • When must I begin taking IRA distributions?

      While you’re not required to take distributions with a Roth IRA, learn about the distribution timeline for a traditional IRA.

    • Will I receive an IRA tax deduction?

      Learn about the factors that determine whether you’ll receive an IRA tax deduction, such as the type of account you have.

    Welcome to Better Banking.

    Debit card rewards. 24/7 mobile and online banking. And so much more. Let’s get you started with an account, personalized for you!

    Open Checking Account

    Ope, thanks for stopping by!

    By following this link, you’re leaving GateCity.Bank to visit an external site. While this site has been known for being completely safe, please know that we’re ultimately not responsible for its content.

    Got It, Let's Go Return to GateCity.Bank

    Oh, hello there!

    Friendly reminder: Please don’t share Social Security numbers, account numbers, credit card numbers or passwords via email. If you need to share sensitive information, give us a call instead at 701-293-2400 or 800-423-3344.

    Alright, let’s get you going!

    Email Us Return to Gate City Bank

    Select a Loan Type:

    Home Loan

    can help with mortgages, refinances and other home-related loans.

    Apply for a Home Loan

    Personal Loan

    is ready to assist you with all things personal lending. Let’s get you going!

    Apply for a Personal Loan

    Interested in a Home Equity Loan or Line of Credit?

    We're here to help! Apply online or contact directly.

    Email
    Gate City Bank Logo
    • 701-293-2400
    • 800-423-3344
    • Routing #: 291370918
    • Contact Us
    Download on the Apple App StoreGet it on Google Play
    • Facebook
    • @GateCityBank
    • LinkedIn
    • YouTube
    • Instagram
    • About Us
    • Careers
    • News
    • Rates
    • Locations
    • Privacy
    • Digital Privacy
    • Agreements
    • Security and Fraud
    • Accessibility
    • ©2025 Gate City Bank. All Rights Reserved.
    • Member FDIC
    • Equal Housing Lender Logo