Closing Costs Calculator

Plan your home purchase or refinance with confidence! Easily estimate expenses using our simple closing costs calculator, which factors in your home appraisal, fees, title insurance and more.

Young daughter in Fargo, ND, kisses her mom on the cheek on the couch of their new living room, thanks to a Gate City Bank home loan

Home Sweet Home Loans.

From competitive interest rates to local service down the street, discover why we’re the #1 mortgage lender in North Dakota.

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7 Simple Ways to Reduce Home Closing Costs

Looking to cut down on closing costs for your home sweet home? We’ve assembled seven basic tips for saving your hard-earned money during the process!

Curly-haired woman in sage sweater circles the closing date for her new home on a whiteboard calendar

7 Tips for Closing on Your New Home

If you’re wondering how long it takes to close on a home, we’ve got you covered! Learn what to expect and discover seven tips to keep your closing date on track!

dad with messy hair kneels beside a blue-eyed toddler, holding her hands as she takes her first steps in their new home

First-Time Homebuyers

Buying your first home is a big step! Explore special offers for first-time homebuyers, along with helpful calculators, checklists and more.

a mortgage lender in a green button-down sits down to answer his customer’s questions about her Gate City Bank home loan

Mortgage Lenders

First home. Second home. Forever home. Whatever your next move, we’re right beside you with competitive rates, local service and free pre-approvals.