Down Payment Calculator

Use our down payment calculator to learn how much you could save on your mortgage! The more you put down, the more you can save on the monthly payment, private mortgage insurance (PMI) and total loan.

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From competitive interest rates to local service down the street, discover why we’re the #1 mortgage lender in North Dakota.

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First-Time Homebuyers

Buying your first home is a big step! Explore special offers for first-time homebuyers, along with helpful calculators, checklists and more.

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7 Simple Ways to Reduce Home Closing Costs

Looking to cut down on closing costs for your home sweet home? We’ve assembled seven basic tips for saving your hard-earned money during the process!

a mortgage lender in a green button-down sits down to answer his customer’s questions about her Gate City Bank home loan

Mortgage Lenders

First home. Second home. Forever home. Whatever your next move, we’re right beside you with competitive rates, local service and free pre-approvals.