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Mortgage Affordability Calculator

If you’re looking for the perfect home within your budget, try our mortgage affordability calculator! It factors in your down payment, loan term and more – so you can plan your purchase with confidence.

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From competitive interest rates to local service down the street, discover why we’re the #1 mortgage lender in North Dakota.

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dad with messy hair kneels beside a blue-eyed toddler, holding her hands as she takes her first steps in their new home

First-Time Homebuyers

Buying your first home is a big step! Explore special offers for first-time homebuyers, along with helpful calculators, checklists and more.

Newlywed couple laughing in the stylish retro kitchen of their first home in St. Cloud

6 Ways to Save for a Home Down Payment

You’ve been looking for the right home, carefully researching each listing. But are you prepared for the down payment? We’ve got you covered!

a happy couple sits up to a laptop on their kitchen table to learn Gate City Bank’s tips for saving on home closing costs

7 Simple Ways to Reduce Home Closing Costs

Looking to cut down on closing costs for your home sweet home? We’ve assembled seven basic tips for saving your hard-earned money during the process!

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Mortgage Lenders

First home. Second home. Forever home. Whatever your next move, we’re right beside you with competitive rates, local service and free pre-approvals.

Home Loans Done Right.

As the #1 mortgage lender in North Dakota, we know what it takes to bring you the best. Our lenders will guide you every step of the way. Let’s get you moving!

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