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Mortgage Comparison Calculator

See how much you could save on your home purchase or refinance! Use our simple mortgage comparison calculator to compare rates, monthly payments and more in seconds.

Young daughter in Fargo, ND, kisses her mom on the cheek on the couch of their new living room, thanks to a Gate City Bank home loan

Home Sweet Home Loans.

From competitive interest rates to local service down the street, discover why we’re the #1 mortgage lender in North Dakota.

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First-Time Homebuyers

Buying your first home is a big step! Explore special offers for first-time homebuyers, along with helpful calculators, checklists and more.

Carefree millennial couple cuddling on a gray couch, laughing after refinancing their mortgage with Gate City Bank in St. Cloud, MN

Mortgage Refinancing

Lower monthly payments. Shorter loan. Even additional cash for remodeling. Let’s see if refinancing is right for you!

a happy couple sits up to a laptop on their kitchen table to learn Gate City Bank’s tips for saving on home closing costs

7 Simple Ways to Reduce Home Closing Costs

Looking to cut down on closing costs for your home sweet home? We’ve assembled seven basic tips for saving your hard-earned money during the process!

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Mortgage Lenders

First home. Second home. Forever home. Whatever your next move, we’re right beside you with competitive rates, local service and free pre-approvals.

Home Loans Done Right.

As the #1 mortgage lender in North Dakota, we know what it takes to bring you the best. Our lenders will guide you every step of the way. Let’s get you moving!

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