Online Banking
Sign Up!Go ahead, get packed! Whenever you’re ready, we’ll make the process easy, from start to finish.
Competitive rates
Take the wheel with RV loan rates as low as 6.49% APR.1Feels like home
No matter where you roam, our RV loans are financed and serviced locally across North Dakota and Minnesota.Ready to hit the road
Pre-approval is fast and free.Digital options for a smooth ride
Oh, and if meeting in person isn’t your style, we can handle everything digitally.Discounts with automatic payments
By having a personal loan and checking account at Gate City Bank, you may qualify for a 1% discount.Prefer to sit down and talk with one of our experienced lenders? We’ll be happy to steer you in the right direction!
Start today by calculating your loan payment. With each monthly payment, you pay down a portion of the loan principal, as well as monthly interest on the outstanding balance. Loan payments are amortized so that the monthly payment remains the same throughout the repayment period, but during that time, the percentage of the amount that goes towards principal will increase as the outstanding loan balance decreases.
1 Rates as low as 6.49% APR (annual percentage rate) for loan terms up to 60 months with an automatic payment plan using a Gate City Bank checking account. Qualifications for advertised APR include a minimum credit score of 760, LTV (loan-to-value) of 80% or less and 60-month loan term. Offer not valid on Gate City Bank lines of credit. Other terms, conditions and current loan qualifications apply. Rates subject to change. Example: A $30,000 boat loan with a 6.31% interest rate for 60 monthly payments of $586.85 will have a 6.49% APR.