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As a mutual bank, we put our communities first through volunteering, donations and meaningful partnerships across ND and MN. Because we’re more than your bank – we’re your neighbor.
Neighborly support and personalized service you can trust.
Donations to nonprofits and other charitable organizations we love.
Local partnerships for lasting community impact.
Serving small businesses that are vital to our communities.
Since 1923, Gate City Bank has remained focused on giving back to our communities. Because when our communities thrive, we all do.
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Neighborhood service. Worldwide perks. With Gate City Bank, welcome to better benefits like free ATMs1, early paydays2 and more.
Auto. Boat. RV. Home equity. You name it. All of our personal loans are financed, approved and serviced locally. Explore our latest rates and offers!
For your first house or your forever home, come see why we’re the #1 mortgage lender in ND – complete with local servicing options.
Love your hometown? So do we! Come meet your neighborhood lenders, order a debit card to support your local school and explore all of the places we’re proud to serve across ND and MN.
Choose My Community
At Gate City Bank, giving back to the communities where we live and work is at the core of who we are. Learn about all the innovative ways we’re making a difference throughout North Dakota and central Minnesota.
Learn about special low rates for home remodeling and repairs in partnership with towns across ND and MN, available annually from March to October.
We’re proud to serve our nation’s finest. Learn about our long history of honoring service members and their loved ones through VA loans, veteran charities and military support.
Are your student loans holding you back from buying a home? Learn how our unique program could help you pay off your student loans faster with no fees and fixed interest rates. Say hello to future planning!
1 Enjoy free access at any Gate City Bank ATM, as well as at over 85,000 MoneyPass® and Allpoint® operated ATMs worldwide. Personal account customers can receive up to $250 in automatic fee refunds at out-of-network ATMs per year. Please see our Schedule of Fees for details.
2 Early paydays! Isn’t that neat? Your funds will generally be accessible the same day we receive a deposit notice from your payer, up to two days earlier than your scheduled payment. Direct deposit is required, and early access is subject to the payer’s timing in submitting funds.
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