Due to current weather conditions, and for the safety of our customers and team members, our Park River location will be closed today, Wednesday, February 18. We're here to help! Contact us or access your account information anytime with online and mobile banking.

Group of friends laughing in downtown Fargo, ND, holding sparklers to celebrate opening their new Gate City Bank checking accounts

$50 for You and Your Friends!1

Two days only! Get $501 when you refer a friend or open a checking account with us for the first time, exclusively February 25 and 26.

Open My Account

Cute cattle dog laying on a snowbank outside Moorhead, dreaming of free checking and drive-thru treats

Free $501 for New Customers.

It’s all yours when you open a checking account with us for the first time – only Wednesday, February 25 and Thursday, February 26!

Come on in, give us a call or open your personal account online. It only takes 10 minutes or less.

Get My $50
Cheerful senior business owner, walking to meet his business banker in downtown Grand Forks on a chilly winter day

Free $501 for Businesses.

Receive $501 when you open a new business checking account on February 25-26, too! Choose from simple, nonprofit or complete options for your growing business.

Call 701-293-2400, or stop into any convenient location near you!

Find My Nearest Location
Sweet young couple hugging and laughing in downtown Bismarck after opening their checking accounts

Free $501 for Friends.

Already have a checking account with us?

When you refer a friend who opens a new checking account February 25-26, you’ll BOTH receive $50.1 Tell as many friends and co-workers as you’d like, and watch those bonuses add up!

Share With a Friend

Laughing mom and dad with two kids, walking through Carlos State Park in winter gear near Alexandria, MN

And So Much More.

When it comes to the benefits of better banking, we’re just getting started!

  • Free ATMs2
  • Early paydays3
  • Debit card rewards
  • Easy mobile banking and more
See More Perks

1 Offer valid February 25-26, 2026. Not valid with other checking offers. Customer must be a first-time Gate City Bank checking customer and at least 10 years of age. $50 will be deposited into qualifying accounts by April 26, 2026; recipients will receive a 1099-INT or 1042-S form. Account must be open and maintain a positive balance to receive the credit. $50 minimum deposit to open, and $50 bonus does not count toward minimum deposit. Gate City Bank reserves the right to decline opening an account based on account opening criteria, type of referral source or applications opened outside of North Dakota and Minnesota.

2 Enjoy free access at any Gate City Bank ATM, as well as at over 85,000 MoneyPass® and Allpoint® operated ATMs worldwide. Personal account customers can receive up to $250 in automatic fee refunds at out-of-network ATMs per year. Please see our Schedule of Fees for details.

3 Early paydays! Isn’t that neat? Your funds will generally be accessible the same day we receive a deposit notice from your payer, up to two days earlier than your scheduled payment. Direct deposit is required, and early access is subject to the payer’s timing in submitting funds.