Win $25K for a Charity You Love!
We’ll make the donation this Giving Hearts Day. Tell us who should win!

two young women wearing aviator sunglasses, blowing bubbles on a park bench in Fargo, ND

Special Offers 
Worth Sharing.

Exclusive perks. Free gifts. Limited-time discounts. Don’t miss the latest Gate City Bank promotions and deals – before they float away!

Smiling mom and her daughter holding foam rollers, painting a white room while remodeling their home in Fargo, ND

Special Offer for Home Projects.

Brighten up your home with competitive rates and no closing costs – only for a limited time!

Let's Roll
Dad and his two sons ice fishing on Pelican Lake in Minnesota thanks to Gate City Bank's no payment for 120 days promotion.

0 Payments.
120 Days.

Dreaming of a new boat, ice house or RV? Reel in a special offer, only for a limited time.

Catch the Deal
Tan Case Logic noise-canceling headphones available as a free checking gift from Gate City Bank

Free Gift for You!

It’s all yours! For a limited time only, receive this exclusive gift1 when you open a new checking account with  us or refer a friend.

Choose My Account
mom kissing newborn baby on the forehead, snuggled beside her husband in their new home

$250 Credit for
First-Time Homebuyers.

Welcome home! Receive a $250 credit from Gate City Bank toward the closing costs on your first home.2

Begin Here
Young couple on sofa, smiling while comparing different CD rates and specials from Gate City Bank on a smartphone

Exclusive Offers on CD Rates.

Grow your savings faster! See our latest CD specials, and explore a wide variety of term options to help you save toward that big purchase, retirement and more.

View CD Rates
Happy hiking couple from ND, relaxing on a mountainside while their high yield savings account grows with Gate City Bank

High Yield Savings.
Zero Effort.

Save big. Breathe easy. Watch your balance climb faster with our best interest rates and no monthly fees – all with easy access to your account anytime.

See Current Rates

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800-423-3344

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1 Gate City Bank reserves the right to substitute any gift for one of similar value.

2 This $250 credit only applies to first-time homebuyers purchasing a primary residence within 100 miles of a Gate City Bank location. Customers must have a Gate City Bank checking account. Other terms, conditions and qualifications may apply. The credit will show up on the mortgage loan at closing.