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Gate City Bank

Checking & Savings Account Rates

Checking Rates

Effective Date: Tuesday, July 14, 2020

Checking Rates

Checking PlanAnnual Percentage Yield*Interest RateMinimum to Open

Benefit Interest Checking

0.01%0.01%$50
Premium Interest Checking0.02%0.02%$50

Savings Rates

Effective Date: Tuesday, July 14, 2020

Savings Rates

Savings PlanAnnual Percentage Yield*Interest RateMinimum Balance to Earn Interest and APYMinimum to Open
Savings0.02%0.02%$200, if under age 18 there is no minimum balance$50
Relationship Savings0.02%0.02%$50 with a checking account$50

Money Market Savings Rates

Effective Date: Tuesday, July 14, 2020

Money Market Savings Rates

BalanceAnnual Percentage Yield*Interest Rate
$500.00** - $24,999.990.03%0.03%
$25,000.00 - $249,999.990.03%0.03%
$250,000.00 - $999,999.990.25%0.25%
$1,000,000.00 or more0.75%0.75%

*Annual Percentage Yield (APY) is variable and may change after the account is opened. If fees are applied, earnings may be reduced.

**$500 minimum balance required to earn the APY. $10 monthly fee if the balance falls below $500.