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Checking & Savings Account Rates

Benefit Interest Checking

Effective Date: Saturday, June 25, 2022

Benefit Interest Checking

Checking PlanAnnual Percentage Yield*Interest RateMinimum to OpenMinimum Balance to Earn Interest and APY
Benefit Interest Checking0.01%0.01%$50$50

*Maintain the minimum daily balance to maintain the disclosed annual percentage yield. The interest rate and annual percentage yield are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank’s discretion. Fees could reduce earnings on the account.

Premium Interest Checking Rates

Effective Date: Saturday, June 25, 2022

Premium Interest Checking Rates

Checking PlanAnnual Percentage Yield*Interest RateMinimum to OpenMinimum Balance to Earn Interest and APY
Premium Interest Checking0.01%0.01%$50less than $2,500
Premium Interest Checking0.05%0.05%$50$2,500 or more

*Annual Percentage Yields are variable and subject to change without notice at Gate City Bank’s discretion. Annual Percentage Yields are accurate as of the effective date shown above only. Daily balance tiers are applicable as of the effective date shown above only and may change at Gate City Bank’s discretion. Account fees may reduce earnings.

Savings Rates

Effective Date: Saturday, June 25, 2022

Savings Rates

Savings PlanAnnual Percentage Yield*Interest RateMinimum to OpenMinimum Balance to Earn Interest and APY
Savings0.02%0.02%$50$200
Relationship Savings0.05%0.05%$50$100 with a checking account

*Maintain the minimum daily balance to maintain the disclosed annual percentage yield. The interest rate and annual percentage yield are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank’s discretion. Fees could reduce earnings on the account.

Money Market Savings Rates

Effective Date: Saturday, June 25, 2022

Money Market Savings Rates

Annual Percentage Yield*Interest RateMinimum Balance to Earn Interest and APY
0.05%0.05%$500.00 - $24,999.99
0.10%0.10%$25,000.00 - $249,999.99
0.20%0.20%$250,000.00 - $999,999.99
0.25%0.25%$1,000,000.00 or more

*$500 minimum to open. Maintain the minimum daily balance to maintain the disclosed annual percentage yield. The interest rate, annual percentage yield, and daily balance tiers are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank’s discretion. Fees could reduce earnings on the account.