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Checking & Savings Account Rates

Premium Interest Checking Rates

Effective Date: Thursday, July 29, 2021

Premium Interest Checking Rates

Checking PlanAnnual Percentage Yield*Interest RateMinimum to OpenDaily Balance
Premium Interest Checking0.01%0.01%$50less than $2,500
Premium Interest Checking0.02%0.02%$50$2,500 or more

*Annual Percentage Yields are variable and subject to change without notice at Gate City Bank’s discretion. Annual Percentage Yields are accurate as of the effective date shown above only. Daily balance tiers are applicable as of the effective date shown above only and may change at Gate City Bank’s discretion. Account fees may reduce earnings.

Savings Rates

Effective Date: Thursday, July 29, 2021

Savings Rates

Savings PlanAnnual Percentage Yield*Interest RateMinimum Balance to Earn Interest and APYMinimum to Open
Savings0.02%0.02%$200$50
Relationship Savings0.02%0.02%$50 with a checking account$50

* Maintain a minimum daily balance of $200 to maintain the disclosed annual percentage yield. The interest rate and annual percentage yield are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank’s discretion. Fees could reduce earnings on the account.

Money Market Savings Rates

Effective Date: Thursday, July 29, 2021

Money Market Savings Rates

Annual Percentage Yield*Interest RateDaily Balance
0.03%0.03%$500.00 - $24,999.99
0.03%0.03%$25,000.00 - $249,999.99
0.25%0.25%$250,000.00 - $999,999.99
0.45%0.45%$1,000,000.00 or more

*Annual Percentage Yields are variable and subject to change without notice at Gate City Bank’s discretion. Annual Percentage Yields are accurate as of the effective date shown above only. Daily balance tiers are applicable as of the effective date shown above only and may change at Gate City Bank’s discretion. Account fees may reduce earnings.