Government Shutdown Assistance:
We’re Right Beside You.

If you are a federal employee and experiencing financial impact due to the government shutdown, we’re here to help! We may be able to assist you with:

  • Short-term loans with no fees or interest
  • Loan payment assistance options

Please reach out to your lender, call 701-293-2400, or email us at OnlineBanking@GateCity.Bank today. Learn more >

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BetterLife™ Student Loan

  • Loans > Personal Loans

Are your student loans holding you back from buying a home? Learn how our unique program could help you pay off your student loans faster with no fees and fixed interest rates. Say hello to future planning!

Debt Consolidation Loans

  • Loans > Personal Loans

With a debt consolidation loan, you may be able to pay off debt faster, save time and lower your monthly expenses. Find out how!

Karin Rudd Receives 2021 Outstanding Arts Advocate Award

  • 06-19-21
  • Press Release

Learn more about how our own Karin Rudd was honored with the Outstanding Arts Advocate Award! You’ll be left inspired by her passion for supporting local arts and impacting communities.

Merchant Services

  • Business Banking

Accept credit cards, debit cards and digital payments for your business! Welcome to simple and secure point-of-sale (POS) systems, mobile processing and more – backed by local support.

Benefit Interest Checking

  • Checking and Savings > Checking

Want to earn interest just by having a checking account? Gate City Bank’s Benefit Interest Checking account may be the perfect option for you!

First-Time Homebuyers

  • Loans > Home Loans

Welcome home! Receive a $250 credit toward the closing costs on your first home.1

Gate City Bank Opens New Location Inside Hornbacher’s in Downtown Moorhead

  • 05-03-19
  • Press Release

Learn more about how, in 2019, we opened a new location inside Hornbacher’s grocery store in downtown Moorhead, MN! In addition to celebrating with a ribbon cutting, we handed out fun giveaways for a month.

Gate City Bank Totals $2M in Donations for Giving Hearts Day 2024

  • 02-13-24
  • Press Release

From a charity-nomination contest to two surprise pledges and more, we were proud to donate over $250,000 as part of Giving Hearts Day 2024, bringing our total giving to $2 million.

1 This $250 credit only applies to first-time homebuyers purchasing a primary residence within 100 miles of a Gate City Bank location. Customers must have a Gate City Bank checking account. Other terms, conditions and qualifications may apply. The credit will show up on the mortgage loan at closing.