Our Mortgage Rate Relief Program is back! For a limited time, eligible homebuyers may qualify for rates up to 1.5% lower than current market rates. Learn how >

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Business Checking

  • Business Banking

Small start-ups. Big enterprises. Local nonprofits. Our business checking accounts are customized to meet you – and your customers – wherever you are.

7 Steps for Building Your Dream Home

  • Education Resources > Articles

Discover seven essential steps for building your dream home and turning your vision into a reality!

Benefit Interest Checking

  • Checking and Savings > Checking

Want to earn interest just by having a checking account? Gate City Bank’s Benefit Interest Checking account may be the perfect option for you!

Business Savings

  • Business Banking > Business Savings

Perfect for any venture, our business savings account features a low minimum balance and competitive interest rate – so you can stay focused on what matters most.

Gate City Bank Reaches $1 Million Milestone for Giving Hearts Day

  • 01-20-21
  • Press Release

Did you know that we’ve donated more than $1 million to Giving Hearts Day nonprofits that play critical roles in surrounding communities? Learn more!

Darlene Risch

  • Our People > Team Member Stories

Experiencing the evolution of banking firsthand throughout the past 50 years has given Darlene Risch a unique perspective. Read more!

Mortgage Rate Relief Program Offers Up to 1.5% Savings

  • 02-26-26
  • Press Release

Looking for lower rates or mortgage assistance? For a limited time, qualifying homebuyers can apply for our Mortgage Rate Relief program with special reduced rates.

Hospice of the Red River Valley

  • Our Community > Featured Stories

Gate City Bank provided a $16 million, low-interest line of credit with no fees to build a state-of-the-art house for Hospice of the Red River Valley!

Moorhead – Hornbacher's

101 11th Street South
Moorhead, MN 56560
701-551-1890