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About Us

At Gate City Bank, we have a wonderful story to tell. It's aligned with our core purpose, focusing on investing in our customers, communities and team members. Learn more about us!

Mortgage Types & Programs

  • Loans > Home Loans

Conventional. FHA. Rural. From adjustable-rate mortgages to vacation home loans, come explore all of our different loan options and special offers for homebuyers.

Craig Ventzke

  • Senior Mortgage Lender
  • NMLS#: 1484587
  • Location(s): Grand Forks – South Washington See more

Craig Ventzke serves as a Senior Mortgage Loan Officer in Grand Forks, ND. Working in the mortgage industry since 2018, he has a strong customer-focused approach and a passion for helping people feel informed and confident throughout their homebuying journey. 

Craig Ventzke serves as a Senior Mortgage Loan Officer in Grand Forks, ND. Working in the mortgage industry since 2018, he has a strong customer-focused approach and a passion for helping people feel informed and confident throughout their homebuying journey. 

Who will train business customers for remote deposit capture?

  • Education Resources > Help Center > Business FAQs > Remote Deposit Capture

Is your business interested in accessing training for remote deposit capture? We’ve got you covered! Learn more.

Philanthropic Giving

  • Our Community

At Gate City Bank, giving back to the communities where we live and work is at the core of who we are. Learn about all the innovative ways we’re making a difference throughout North Dakota and central Minnesota.

Which is a better option for me – a home equity loan or home equity line of credit?

  • Education Resources > Help Center > Loan FAQs > Home Equity Loans

Trying to decide between a home equity loan and home equity line of credit? You’re not alone! We’ll help discover the right option for you. Learn more.

Home Equity Loan vs. Line of Credit Calculator

  • Loans > Personal Loans > Resources

Easily compare rates and payments with our home equity loan vs. line of credit calculator! It’s the perfect tool when you want to use your home’s equity for a purchase.

What is a mutual bank?

  • Education Resources > Help Center > General Banking FAQs > General Banking

Gate City Bank is proud to be a mutual bank that doesn’t report to shareholders, but instead puts communities first. Learn more about how our mutual-bank status makes us special!

When will I be able to redeem my debit card reward points?

  • Education Resources > Help Center > Debit Card FAQs > Debit Card Rewards

Wondering when you’ll be able to redeem your debit card reward points? Wonder no more! Learn more about how you can view your points activity in your uChoose Rewards® account.

What should I expect when buying a home?

  • Education Resources > Help Center > Loan FAQs > Mortgage Loans

Wondering what to expect when buying a new home? We can shed some light! Learn more.