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Free Gift for New Customers

  • Checking and Savings

Don’t miss the latest checking account offers from Gate City Bank! Open your account online for a free gift, or stop by any location near you.

Auto & Recreation Resources

  • Education Resources

Cars. RVs. Boats. Motorcycles. Whatever your style, get practical advice for buying – and saving money with – your next ride.

Kristi Persons

  • SVP, Senior Retail Manager
  • NMLS#: 766598
  • Location(s): Fargo – Downtown See more

Kristi Persons serves as SVP, Senior Retail Manager at Gate City Bank. Originally from Fargo, ND, Kristi joined the bank in 2002, and has held multiple leadership roles. She earned her bachelor’s from Minnesota State University Moorhead.

Kristi Persons serves as SVP, Senior Retail Manager at Gate City Bank. Originally from Fargo, ND, Kristi joined the bank in 2002, and has held multiple leadership roles. She earned her bachelor’s from Minnesota State University Moorhead.

Google Pay

  • Move Money > Mobile Wallet

Whether it’s purchasing a snack at a nearby convenience store, picking up dry-cleaning, placing an order with your favorite online clothing retailer or anything in between, make easy payments at participating businesses with Google Pay and your Gate City Bank debit card!

We Welcome All Insurance Questions and Feedback!

  • Insurance Services

You have a lot to protect. No one understands that more than the agents at Gate City Insurance Agency! Contact us to experience customized options, competitive quotes and excellent customer service.

Complete Business Checking

  • Business Banking > Business Checking

As a business owner, you’ve worked tirelessly to grow your venture into what it is today. Put your hard-earned deposits to work to offset fees! Designed to meet the complex banking needs of businesses, our Complete Business Checking account will help you conveniently build earnings based on your average collected balance.

How can I change Zelle® limits?

  • Education Resources > Help Center > Mobile Services FAQs > Zelle

If you’re looking to change transaction limits in Zelle®, we’ve got you covered with two easy options.

Moorhead – Hornbacher's at Azool

950 40th Avenue South
Moorhead, MN 56560
701-298-2870

Capital Ratio

  • Education Resources > Glossary

Learn more about the significance of capital ratio, which is calculated by dividing a bank’s current assets by its current liabilities.

What is an overdraft fee?

  • Education Resources > Help Center > General Banking FAQs > Overdrafts

Do you know what an overdraft fee is? Learn more so you can avoid one!