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Philanthropic Giving

  • Our Community

At Gate City Bank, giving back to the communities where we live and work is at the core of who we are. Learn about all the innovative ways we’re making a difference throughout North Dakota and central Minnesota.

Which is a better option for me – a home equity loan or home equity line of credit?

  • Education Resources > Help Center > Loan FAQs > Home Equity Loans

Trying to decide between a home equity loan and home equity line of credit? You’re not alone! We’ll help discover the right option for you. Learn more.

Home Equity Loan vs. Line of Credit Calculator

  • Loans > Personal Loans > Resources

Easily compare rates and payments with our home equity loan vs. line of credit calculator! It’s the perfect tool when you want to use your home’s equity for a purchase.

What is a mutual bank?

  • Education Resources > Help Center > General Banking FAQs > General Banking

Gate City Bank is proud to be a mutual bank that doesn’t report to shareholders, but instead puts communities first. Learn more about how our mutual-bank status makes us special!

When will I be able to redeem my debit card reward points?

  • Education Resources > Help Center > Debit Card FAQs > Debit Card Rewards

Wondering when you’ll be able to redeem your debit card reward points? Wonder no more! Learn more about how you can view your points activity in your uChoose Rewards® account.

What should I expect when buying a home?

  • Education Resources > Help Center > Loan FAQs > Mortgage Loans

Wondering what to expect when buying a new home? We can shed some light! Learn more.

9 Practical Ways to Lower Home Insurance Costs

  • Insurance Services > Education

From bundling policies to boosting credit, check out these nine helpful tips for lowering your home insurance costs!

St. Cloud – Cash Wise Foods

1001 4th Street SE
St. Cloud, MN 56304
320-227-1340

How can I avoid phishing scams?

  • Education Resources > Help Center > Security and Fraud FAQs > Fraud Protection

Discover several ways to prevent phishing scams – from not responding to suspicious emails and phone calls to safeguarding your financial information and more.

Is Tap and Pay safe and secure?

  • Education Resources > Help Center > Debit Card FAQs

Wondering if Tap and Pay is safe and secure? It certainly is! Learn why.