Our Mortgage Rate Relief Program is back! For a limited time, eligible homebuyers may qualify for rates up to 1.5% lower than current market rates. Learn how >

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Mortgage Rate Relief Program Offers Up to 1.5% Savings

  • 02-26-26
  • Press Release

Looking for lower rates or mortgage assistance? For a limited time, qualifying homebuyers can apply for our Mortgage Rate Relief program with special reduced rates.

Education Resources

Make yourself at home! Kick back and explore expert advice on a range of insightful homeownership topics.

Chad Maloy

  • AVP, Senior Mortgage Lender
  • NMLS#: 766590
  • Location(s): Fargo – Village West See more

Chad Maloy serves as Senior Mortgage Loan Officer in Fargo, ND, and brings more than 25 years of experience to Gate City Bank. Originally from Lake City, MN, he studied at Winona (MN) State University, earning his degree in business.

Chad Maloy serves as Senior Mortgage Loan Officer in Fargo, ND, and brings more than 25 years of experience to Gate City Bank. Originally from Lake City, MN, he studied at Winona (MN) State University, earning his degree in business.

Roth vs. Traditional 401k Calculator1

  • Financial Planning > Wealth Management Resources

4 Ways to Prevent a Total Account Takeover

  • Education Resources > Articles

Don’t let criminals gain access to your finances and sensitive personal information! Follow these helpful tips to keep your accounts safe.

Determine Your Working Capital Requirements

  • Education Resources > Calculators

Alexandria

1630 Broadway Street
Alexandria, MN 56308
320-762-3100

Two-factor Authentication (2FA)

  • Education Resources > Glossary

An extra layer of protection beyond a username and password that involves a second step in verifying your identity, such as through a text message with a temporary passcode, or a biometric factor like a fingerprint or facial scan.

Insurance Resources

  • Insurance Services

From lowering costs to understanding coverage options, come explore all of our insurance resources – including free calculators and helpful tips from trusted advisors.

Am I required to have flood insurance?

  • Insurance Services > Education > Flood Insurance FAQs

Wondering if you’re required to have flood insurance? We can shed some light! Learn more.

1 Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment, tax or legal advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.