A professional headshot of Destiny Voth smiling and wearing a business suit next to the Prairie Business 40 Under 40 logo

Better Starts With
Leadership.

Congratulations to our very own Destiny Voth, AVP and Retail Manager, for being named one of Prairie Business magazine’s 40 Under 40 in 2025!

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Checking Accounts

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Auto Loans

Competitive rates. Local service. We’ll make it quick and easy to get rolling!

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Current Promotions

At Gate City Bank, you'll receive exclusive bank offers and promotions on loans, accounts and gifts! Keep checking back for the latest and greatest deals.

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Business Banking

No one does business quite like you. From business checking to loans to treasury management, welcome to business banking – customized for the way you work.

Financial Education for Every Stage.

A couple works together to plan their holiday budget under the light of a Christmas tree, while their dog lounges between them
Estimated read time: 4 minutes

Your Guide to Creating a Holiday Budget That Works

Creating a simple budget can help you focus on what matters most this holiday season, instead of stressing about overspending.

Gen Z first-time homeowners hug in celebration of finding a mortgage loan term that works for them.
Estimated read time: 5 minutes

Is a 50-Year Mortgage Worth It?

Learn about different types of mortgage loans, how to find the best mortgage for you and how to calculate a mortgage payment.

A young woman sits by a Christmas tree, using her debit card to save money while holiday shopping
Estimated read time: 2 minutes

Use Your Debit Card to Save Money While Holiday Shopping

Want to stretch your holiday budget? Use your Gate City Bank debit card instead of a credit card to avoid fees, earn rewards and remember your financial goals.

Local Minnesota student driving her first after getting an auto loan from Gate City Bank.
Estimated read time: 2 minutes

4 Tips for First-Time Car Buyers

Knowing where to start when buying your first car can be tricky. From quick pre-approvals to test drives, we’ll help you get going in the right direction.