Young girl with her suitcase, ready to travel using her debit card rewards.

Your Ticket to
Free Rewards.

Travel. Cash back. Dining. It’s free to earn rewards, just by using your debit card!

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What Brings You Here Today?

Checking Accounts

Choose the perfect account for you, complete with free perks.

Online Banking

Check your balance 24/7, pay bills and more from virtually anywhere.

Home Loans

Buying. Building. Refinancing. Let’s get you home.

Auto Loans

Competitive rates. Local service. We’ll make it quick and easy to get rolling!

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Current Promotions

At Gate City Bank, you'll receive exclusive bank offers and promotions on loans, accounts and gifts! Keep checking back for the latest and greatest deals.

Students learn hands on at St. Monica’s Montessori in Fargo, ND, thanks to Gate City Bank’s help during a child care shortage

Investing $10M to Alleviate a Child Care Shortage

Learn more about how we’ve invested $10 million through our BetterLife™ Child Care Business Loan to meet essential daycare needs in our communities.  

are cds worth it

CDs

With competitive rates and varying term options, our CDs are perfect for any life stage. Earn competitive rates easily when you open a CD with Gate City Bank!

Laughing couple hugging on a windy beach after redeeming Gate City Bank debit card reward points for free airfare

Debit Card Rewards

Travel. Cash back. Gift cards. Whatever you love, it’s easy to earn rewards, just by using your Gate City Bank debit card. And it’s totally free!

Financial Education for Every Stage.

Laughing couple on a couch with their laptop, comparing the perks of a Gate City Bank debit card vs credit card

Debit Card vs. Credit Card: Which Is Best?

Credit card vs. debit card: Which is the safest spend? Learn more about how they compare to make the best spending decisions.

a happy business owner tilts her head back and smiles after reading Gate City Bank’s article on how to write a business plan
Estimated read time: 4 minutes

How to Write a Business Plan: 6 Key Elements to Focus On

Discover the core components of a successful business plan – from customer research and daily operations to marketing tactics and more.

a man sits beside his dog under his car’s open hatch after reading an article on buying a new car vs used from Gate City Bank
Estimated read time: 4 minutes

Buying a New Car vs. Used: 8 Key Points to Drive Your Decision

Discover eight important factors to help you decide whether a new or used car is the best fit for your needs and budget.

a joyful woman leans out of her car window after asking, how much car can I afford, and learning insights from Gate City Bank
Estimated read time: 2 minutes

How Much Car Can I Afford?

Affordability is key when buying a car. Shop with confidence by exploring our insights on financing, extra costs, buying used versus new and more!