Property Tax Relief Applications Now Open
ND homeowners: Save up to $1,600 on property taxes by applying for the Primary Residence Credit! Learn how >

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As a warm welcome, receive a free gift when you open a new checking account with us. Refer a friend, and you’ll BOTH get a free gift!

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What Brings You Here Today?

Checking Accounts

Choose the perfect account for you, complete with free perks.

Online Banking

Check your balance 24/7, pay bills and more from virtually anywhere.

Home Loans

Buying. Building. Refinancing. Let’s get you home.

Auto Loans

Competitive rates. Local service. We’ll make it quick and easy to get rolling!

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Current Promotions

At Gate City Bank, you'll receive exclusive bank offers and promotions on loans, accounts and gifts! Keep checking back for the latest and greatest deals.

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Business Banking

No one does business quite like you. From business checking to loans to treasury management, welcome to business banking – customized for the way you work.

Financial Education for Every Stage.

Smiling young women shop with their Gate City Bank debit card.
Estimated read time: 5 minutes

Venmo vs Bank: Why You Still Need a Bank Account

Venmo and other payment apps are convenient for quick transfers, but they’re not designed to replace a bank account. Keeping your money in an FDIC-insured bank gives you protection, interest earnings and added perks that payment apps often can’t match.

A couple works together to plan their holiday budget under the light of a Christmas tree, while their dog lounges between them
Estimated read time: 4 minutes

Your Guide to Creating a Holiday Budget That Works

Creating a simple budget can help you focus on what matters most this holiday season, instead of stressing about overspending.

Gen Z first-time homeowners hug in celebration of finding a mortgage loan term that works for them.
Estimated read time: 5 minutes

Is a 50-Year Mortgage Worth It?

Learn about different types of mortgage loans, how to find the best mortgage for you and how to calculate a mortgage payment.

A young woman sits by a Christmas tree, using her debit card to save money while holiday shopping
Estimated read time: 2 minutes

Use Your Debit Card to Save Money While Holiday Shopping

Want to stretch your holiday budget? Use your Gate City Bank debit card instead of a credit card to avoid fees, earn rewards and remember your financial goals.