Mom with her young daughter, drilling into new deck materials purchased with a Gate City Bank home equity loan

Special Offer for Your Home Projects.

Brighten up your home with competitive rates and no closing costs – only for a limited time!

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What Brings You Here Today?

Checking Accounts

Enjoy free ATMs worldwide with local banking you can trust.

Online Banking

Check your balance 24/7, pay bills and more from virtually anywhere.

Home Loans

Buying. Building. Refinancing. Let’s get you home.

Auto Loans

Competitive rates. Local service. We’ll make it quick and easy to get rolling!

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Current Promotions

At Gate City Bank, you'll receive exclusive bank offers and promotions on loans, accounts and gifts! Keep checking back for the latest and greatest deals.

Gate City Bank team members and West Fargo Eats reps gather around a giant $100K check presented by the bank on January 18

Gate City Bank Serves Up $100K in Fight to End Hunger

Learn how Gate City Bank committed $100,000 and sparked a larger-than-life food drive to help with efforts to end hunger in the communities we serve.

are cds worth it


With competitive rates and varying term options, our CDs are perfect for any life stage. Earn competitive rates easily when you open a CD with Gate City Bank!

Laughing couple hugging on a windy beach after redeeming Gate City Bank debit card reward points for free airfare

Debit Card Rewards

Travel. Cash back. Gift cards. Whatever you love, it’s easy to earn rewards, just by using your Gate City Bank debit card. And it’s totally free!

Financial Education for Every Stage.

A smiling woman works on her laptop on her apartment floor while staying protected from tax scams with Gate City Bank

5 Ways to Avoid Tax Scams & Safeguard Your Finances.

Don’t let fraudsters near your hard-earned money during tax season! Stay protected from tax scams and safeguard your finances with these five easy tips.

Young woman on a cozy beige sofa, looking at homes for sale on her laptop in Fargo, ND

6 Reasons to Buy a Home in Winter

See six advantages of buying a house during the winter, including more affordable home prices, motivated sellers and more.

happy friends stand together on a bright sunny day and joyfully raise their arms up in the air in celebration

5 Tips to Achieve Financial Wellness With Basic Money Management

Achieving financial well-being is easier than one might think. We’ve laid out some helpful tips to reach money goals in a way that’s healthy and productive!

A smiling, confident male merchant prevents BIN attacks by checking for credit and debit card testing fraud with his tablet

5 Ways Merchants Counteract BIN Attacks With Brute Force

When it comes to facing brute-force BIN attacks, there are helpful steps merchants can take to fight back against fraud – and reduce financial and reputational risk in the process.