FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Business owner wearing a green plaid button-down shirt, relaxing with a cup of coffee in his office in downtown Fargo, ND

Business Checking Designed for Your Success.

Small start-ups. Big enterprises. Local nonprofits. Our business checking accounts are customized to meet you – and your customers – wherever you are.

Open an Account Near Me

Smart Benefits for Your Business:

Enjoy flexible deposit options on your own schedule.

No hidden fees = no surprises when managing your budget.

Rest easy with 24/7 fraud monitoring to safeguard your account.

Gain trusted, experienced advisors by your side.

Forty-year-old businesswoman with wire-rimmed glasses, smiling as she compares Gate City Bank business checking accounts on her smartphone

Your Business. Your Choice.

  • Simply Business Checking

    Welcome to the right fit – and price – for any business account with fewer than 1,000 transactions per month.

  • Complete Business Checking

    Designed to meet complex banking needs, this innovative business account allows you to build earnings credit based on your average account balance.

  • Nonprofit Interest Checking

    Making a difference just got a little easier. Exclusively for nonprofits, this account offers competitive rates with no minimum balance or monthly service charge.

Which Account Is Right for My Business? Let’s Compare Options.

All Gate City Bank checking accounts come with exclusive benefits of better banking, including:
  • Seamless online and mobile experiences
  • Instant debit cards (with free custom design options)
  • Debit card rewards
  • 24/7 fraud monitoring
  • Customized add-on services
Contact a business banking team member to learn more!
Help Me Choose
Features Simply Business Checking Complete Business Checking Nonprofit Interest Checking
Minimum to Open $50 $50 $50
Monthly Service Charge None $15 None
Competitive Interest Rate Available Not Included. Not Included. Included.
Eligible for Earnings Credit Not Included. Included. Not Included.
Account Details Account Details Account Details

  • Simply Business Checking

    • Minimum to Open $50
    • Monthly Service Charge None
    • Competitive Interest Rate Available Not Included.
    • Eligible for Earnings Credit Not Included.
    • Account Details

  • Complete Business Checking

    • Minimum to Open $50
    • Monthly Service Charge $15
    • Competitive Interest Rate Available Not Included.
    • Eligible for Earnings Credit Included.
    • Account Details

  • Nonprofit Interest Checking

    • Minimum to Open $50
    • Monthly Service Charge None
    • Competitive Interest Rate Available Included.
    • Eligible for Earnings Credit Not Included.
    • Account Details

Ready to learn more or open your business account? View a list of what you’ll need, and stop by any of our convenient locations near you in North Dakota and Minnesota!

Find My Nearest Location

“Gate City Bank is great to work with! Their closest location is an hour and a half away, but I still opened my business account with them. That speaks volumes.”

Joshua – West Fargo, ND

“Gate City Bank has always been an excellent bank. I enjoy my four personal accounts so much, I opened one for my business, as well.”

Dustin – Bismarck, ND

close-up of Gate City Bank business debit card being used by a small business owner paying for coffee on a business trip

Bonus Perks for 
Business Customers.

With your Gate City Bank business debit card, you’ll automatically save up to 4% at participating hotels and restaurants! Plus, save on gas, earn rebates on digital tools and more for your business.1

View Mastercard® Offers

More Solutions for Your Business.

curly-haired woman taps her debit card to pay for a latte at a Grand Forks, ND, coffee shop using Gate City Bank merchant services

Merchant Services

Accept credit cards, debit cards and digital payments for your business! Welcome to simple and secure point-of-sale (POS) systems, mobile processing and more – backed by local support.

curly-haired businesswoman in a blazer, selecting her best business savings account online at her office in Grand Forks, ND

Business Savings

Looking for the best business savings account for your venture? Whether you’re a small startup, an established enterprise or anything in between, we’ve got you covered.

Smiling businesswoman with curly hair in a gray suit, standing on her office terrace with the Grand Forks, ND, skyline behind her

Business Loans

You’ve worked hard to build your business into what it is today, and you’re always thinking about what’s ahead. From new equipment to expanding operations, we’re here to help your business grow.

Thirtysomething businessman on a blue couch, smiling after meeting with his local treasury management consultant in Fargo, ND

Treasury Management

Enhance security. Reduce fraud. Improve cash flow. Welcome to treasury management services, designed to keep your business moving forward.

1 Mastercard Easy Savings™ is a program offered by Mastercard International Incorporated and is not operated by Gate City Bank.

Bank Like a Boss.

Your business is unique. Your banking experience should be, too. We offer products and services tailored to your specific business needs, so you can do what you do best.

Contact a Banker