Introducing our NEW Mortgage Rate Relief Program, offering rates approximately 2% lower than current market rates to eligible homebuyers. Find out more!

excited businesswoman with complete business checking holds tablet in high rise  office

Nothing Short of Complete Business Checking

You’ve worked endlessly to build your business into what it is today. Shouldn’t your bank work just as tirelessly to take care of you? We think so –  and we’ll work hard to bring you a Complete Business Checking account that’s worth your time and hard-earned dollars.

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An Account That’s Anything but Average.

Designed to meet the complex banking needs of businesses, this innovative checking account option allows you to build earnings credit based on your average account balance. The earnings credit allowance on deposit balances may then even offset activity fees! In addition to earnings not being taxable, you’ll enjoy:

  • A minimum opening deposit of only $50

  • A low monthly service charge of $15

  • Low reserve requirement of just 5%

Plus, spend only:

$0.50
Per $1K Coin & Currency Deposit
$0.12
Per Paper Item
$0.10
Per Electronic Item
$0.06
Per Item in Deposit

Which Account Is Right for My Business? Let’s Compare Options.

All Gate City Bank checking accounts come with exclusive benefits of better banking, including:
  • Seamless online and mobile experiences
  • Instant debit cards (with FREE custom design options)
  • Debit card rewards
  • 24/7 fraud monitoring
  • Customized add-on services
Contact a business banking team member to learn more!
Features Simply Business Checking Complete Business Checking Nonprofit Interest Checking
Minimum to Open $50 $50 $50
Monthly Service Charge None $15 None
Competitive Interest Rate Available Not Included. Not Included. Included.
Eligible for Earnings Credit Not Included. Included. Not Included.
Free ATMs Anywhere Included. Included. Included.
Learn more. Account Details Account Details Account Details
  • Simply Business Checking

    • Minimum to Open $50
    • Monthly Service Charge None
    • Competitive Interest Rate Available Not Included.
    • Eligible for Earnings Credit Not Included.
    • Free ATMs Anywhere Included.
    • Account Details
  • Complete Business Checking

    • Minimum to Open $50
    • Monthly Service Charge $15
    • Competitive Interest Rate Available Not Included.
    • Eligible for Earnings Credit Included.
    • Free ATMs Anywhere Included.
    • Account Details
  • Nonprofit Interest Checking

    • Minimum to Open $50
    • Monthly Service Charge None
    • Competitive Interest Rate Available Included.
    • Eligible for Earnings Credit Not Included.
    • Free ATMs Anywhere Included.
    • Account Details
female business owner assists customers after obtaining Gate City Bank business account

Our Business Is Helping Yours Grow.

So you’re wanting to open a business account with us – good! We’ve made the process incredibly easy. Learn what you’ll need to easily get set up, and get right back to business.

Small business owner with beard and glasses, sitting at his bar counter and banking on his phone in downtown Fargo, ND

Bank on Us to Serve You.

Your business is one of a kind and tailored to meet the needs of your customers. Your banking experience should be unique, as well! Enjoy better business banking with us.

Small business owner learning business essentials from Gate City Bank financial education.

Day-to-Day Business Essentials.

If you never stop growing your knowledge, you’ll never stop growing your business! Easily soak up these helpful educational articles, designed just for you.

young mother and daughter at kitchen table enjoy business checking accounts on laptop

Business Checking

Thoughtfully designed with your strategic goals in mind, our business checking accounts offer a simple, stress-free and secure way to bank – so you can pursue your vision.

Young smiling woman with long pink hair, ordering a custom debit card from Gate City Bank on her phone in downtown Fargo, ND

Custom Debit Cards

Show off your style with custom debit cards! You can even cheer on your home team with a My School Spirit card, and we’ll donate $10 to your local school. Order yours online, or stop by any location!

confident burly bicycle repairman uses laptop in shop to enjoy simply business checking

Simply Business Checking

As a business owner focused on growing your venture, you deserve a no-hassle checking account that’s easy – and free! Featuring no minimum balance, our Simply Business Checking account is the right fit for any business with fewer than 1,000 transactions per month.

charity volunteers handle donated clothes after signing up for nonprofit interest checking

Nonprofit Interest Checking

Building your nonprofit has cost you countless hours of effort and energy to make a difference in the world – to make things better. You deserve a checking account that works for you and your mission. With our Nonprofit Interest Checking account, we’ll take care of you while you take care of the world.