happy chef holds water glass in his kitchen after securing helpful equipment loans

Equipment Loans to Smile About

As a business owner, you’re driven by a deep-seated appetite for success. You never want to stop growing, and no one understands and appreciates that tenacity more than we do. Our equipment loans are thoughtfully designed for you, and will help usher in a tomorrow that’s more prosperous than ever.

We’re in the Business of Serving You.

From retail shelving to kitchen equipment to forklifts and everything in between, we’ll help you secure the materials you need to succeed. Our equipment loans are the key to boosting productivity, increasing sales and enhancing operational efficiencies for your unique business. With them, you’ll enjoy:

  • Convenient digital signing options

  • Competitive interest rates

  • Various payment plans

  • FREE pre-approvals

  • Local servicing

Take your business to the next level with a better equipment loan. Get started by reaching out to one of our business lenders today.

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We Offer Countless Business Resources to Help You Grow.

business banking is much better with gate city bank

Bank on Us to Serve You.

Your business is one of a kind and tailored to meet the needs of your customers. Your banking experience should be unique, as well! Enjoy better business banking with us.

arts business owner holding a crafted cup and looking at her computer

Mind Your Business.

As a business owner, expanding your knowledge and learning tricks of the trade are key to your success. Our financial education library is robust, geared at keeping you – and your business – growing.

happy industrial businessman holds phone and paper after securing business term loans

Business Term Loans

As a business owner, you care about being cost-effective whenever possible. That’s why you should take advantage of the competitive interest rates that come with our business term loans! Through long-term financing, easily purchase a vehicle, expand your inventory or finance just about any other business need.

happy man with sportcoat and glasses looks on after securing business real estate loans

Real Estate Loans

Meet your business needs and continue to grow your success with our business real estate loans! Easily purchase or update an existing property, or build a new one – all while enjoying convenient and flexible terms.

group of employees collaborate after boss obtained business line of credit to hire them

Business Line of Credit

As a business owner, you sometimes need a fast and flexible way to access funds, but you’d rather not rely on credit cards and their interest rates. With a business line of credit from us, you can easily cover short-term obligations like payroll and inventory, all at a competitive interest rate!

Female daycare provider plays at home with children after receiving approval for BetterLife™ Child Care Business Loan from Gate City Bank

BetterLife™ Child Care Business Loans

Interested in a low interest rate small business loan for child care? We have the perfect option for you! Learn more about our BetterLife™ Child Care Business Loan.