happy man takes notes and enjoys business services while talking on phone

Better Business Services to Keep You Focused

No two businesses are the same, which is why we offer a vast array of innovative business services to help your venture thrive. Easily get started with one of our knowledgeable bankers!

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Let Us Mind Your Business.

We’ll start with our innovative financial management solutions, which are among the best in the industry. They’re designed with your unique business in mind, and no matter your craft or specialty, we’ll help your business thrive.

  • Merchant Services

    Point-of-sale terminals, gateways and virtual terminals, loyalty programs and cloud-based and mobile payment processing are just a few examples of how we work 24/7 to provide seamless card processing.
  • ACH Origination

    Talk with one of our helpful relationship bankers to learn how you can enjoy the convenience of direct deposit and direct payment, including multiple input options and timely payments.
  • Remote Deposit Capture

    Deposit your paper checks electronically from your business location, saving time and money.

Our top-notch business services also feature the following benefits:

Wire transfers give you a safe and secure way to send funds for payment.

Automatic sweeps involves the movement of funds between deposit accounts, which helps maximize your earnings and prevent overdrafts.

Insured cash sweeps (ICS) accounts help you maximize interest earnings while providing full FDIC coverage for large deposits.

Get Back to Business.

With online banking for business, you can easily check balances, view your history, make loan payments, schedule transfers, pay bills, view statements and so much more!

Rest assured we've got options to keep your work going and your efficiencies maximized.

  • Online Banking for Business

    Our complimentary offering is available for all business types, with the ability to export account information to Quickbooks and utilize bill pay to stay focused on running your business.

  • Online Banking for Business – Premier

    Our premier offering includes the ability to export data to Quickbooks and utilize bill pay. This package also includes ACH origination as an added benefit.

  • Online Banking for Business – Elite

    The elite package includes all benefits of our premier offering, with the added convenience (and time savings!) of Remote Deposit Capture (RDC).

Contact your relationship banker today to discuss pricing and customize the perfect online banking account for your business.

young mother and daughter at kitchen table enjoy business checking accounts on laptop

Checking

Thoughtfully designed with your strategic goals in mind, our business checking accounts offer a simple, stress-free and secure way to bank – so you can pursue your vision.

Happy business loans customer.

Loans

You’ve worked tirelessly to build your business into what it is today, and being the smart entrepreneur you are, you’re always thinking about what’s ahead. Whether it’s expanding operations or financing crucial supplies, we’ll help your business grow.

Business customer monitors profits and interest earnings on Gate City Bank business savings accounts.

Business Savings and CDs

As a business owner, you work hard. Your money should work hard for you! Secure your finances and watch profits grow with our interest-earning savings accounts and CD options, perfect for any business size.

four happy young professionals sit on park bench with devices and enjoy online banking

Online Banking

You deserve a banking experience that fits your lifestyle and is accessible 24/7 for the journey ahead. Whether you’re monitoring account balances, setting custom controls and notifications, moving money or anything in between, our online banking is truly top-notch, and designed to get you (and your money) where you’re going.

A group of business women enjoy time outside after setting up automatic sweeps with gate city bank

Sweep Accounts.

Sweeps conveniently allow funds to be automatically managed between a primary cash account and secondary investment accounts. Our sweeps are personalized and are a great way to improve cash flow and consolidate balances, maximizing earnings and minimizing fees when applicable.

Contact a Banker
happy man utilizes easy wire transfers for his business banking at gate city bank

Wire Transfers.

Wires are a secure and quick way to send and receive funds, all in the palm of your hand. Let's get you started!

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Female daycare provider plays at home with children after receiving approval for Better Life Child Care Business Loan from Gate City Bank

Child Care Days Well Spent.

Introducing our BetterLife™ Child Care Business Loan! With low interest rates, this program is available to any licensed child care business within our footprint. It’s uniquely geared toward growing your business – so you can focus on growing young minds.

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