How to Set Mobile Banking Alerts to Manage Your Money With Ease.

Estimated read time: 4 minutes

5 Mobile Banking Alerts That Help Protect Your Money:

Whether you’re a savvy saver or your money management skills are a little lax, setting bank account alerts can be a great way to simplify your finances by giving you real-time updates on your account so you always know what’s happening with your money.

At Gate City Bank, general alerts, which notify you about key account updates, changes to your personal information, attempts to link an account or if you become locked out of your account, are automatically enabled to help protect and inform you from day one.

To best protect yourself and your finances, here are five alerts you need to set now (if they’re not automatically enabled).

1. Transactions

   This alert informs you whenever a transaction is made on your account. You choose whether you want to enable deposit, withdrawal or both types of transactions along with the dollar amount, making it possible to find out right away any time money is added to or taken from your account.

2. Insufficient funds

   This alert can help you avoid overdraft fees. Set the insufficient funds alert to notify you when you don’t have enough money to complete a transaction.

3. Authentication

   Find out whenever anyone accesses or tries to log in to your account. At Gate City Bank, the invalid login attempt alert is automatically enabled, but you can also set an online banking access alert to find out whenever your username is used to log in to your account.

4. Transfers

   Set these alerts to find out when an external transfer account has been added or blocked or when an external transfer has been submitted or cancelled. For your protection, Gate City Bank automatically enables these alerts, which cannot be disabled.

5. Wires

   This alert lets you know whenever a wire involving your account is submitted. At Gate City Bank, to help protect you and your money, a wires alert is automatically enabled and cannot be turned off.

5 Other Alerts Worth Considering:

Mobile banking alerts can be as robust as you need and want them to be. At Gate City Bank, you can personalize your notifications based on what matters most.

Here are five additional alerts you may want to consider, so you always know what’s happening with your money.

1. Check cleared

   With this alert, you never have to wonder when funds from a check you’ve written have transferred to your payee’s account. You’ll be notified as soon as the check clears. (You can also set an alert to notify you whenever a check is returned.)

2. Balance

   Receive an alert whenever a transaction causes your balance to fall below or go above the amount you specify. You can also enable an alert to send you a balance summary every day or once a week.

3. Savings goals

   This alert can help you stay motivated by letting you know when you reach your goal or when your progress may be at risk, helping you stay on track.

4. Debit card transaction

   Set this alert if you want to know whenever your debit card is used. Just choose a minimum amount to trigger the alert.

5. Transaction fee

   Want to know if your transaction has triggered a fee? You can set alerts to notify you about fees related to ATM withdrawals, check reordering, courtesy pay and non-sufficient funds.

All alerts take effect as soon as you enable them.

How to Set Account Alerts in Online Banking:

• Log in to online banking.
• Select “Tools,” then “Alerts.”
• Click on the type of alert you want to set (general, accounts, authentication, savings goals, transfers or wires).
• Choose which account you want to set the alert for.
• Click the button next to the alert you want to set.
• Choose your delivery method (SMS text message, email or push notification).

How to Set Account Alerts in Mobile Banking:

• Log in to your Gate City Bank mobile app.
• Select “Settings,” then “Alerts.”
• Tap the type of alert you want to set (general, accounts, authentication, savings goals, transfers or wires).
• Choose which account you want to set the alert for.
• Tap the button next to the alert you want to set.
• Choose your delivery method (SMS text message, email or push notification).