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Looking into buying your first car? Great! Here are some quick and easy tips, designed to help you sit back, relax and enjoy the ride.
Navigating New Roads.
We know how fun it can be to shop, test drive and search for your first car. But before you begin, take into consideration a few things to ensure you are getting the best deal on your perfect vehicle.
Get pre-approved for the road ahead
Show sellers you’re serious about buying. When you get pre-approved before visiting a dealership, you could land a better deal when the time comes to buy. With 100% local financing, competitive rates and flexible terms, we’re sure you’ll drive happy. Plus, with our quick and easy pre-approvals, you could drive off the lot in as little as one day!1 Talk to a local lender today, or apply online to get rolling.
Prepare to repair and replace
Frequent vehicle maintenance plays a key role in the longevity of your vehicle and ensures it remains in good condition. Take into consideration additional maintenance costs, such as:
We recommend doing some research on different makes and models. This will help you get a better idea of possible maintenance and repair expenses.
With continuous up-keep, you’ll be driving happy for many miles to come. Not only will you be able to drive your vehicle for years, but you may also get a higher return when trading in your vehicle! The extra care can pay off – literally.
Consider the cargo
Test driving is important when it comes to finding the right car. Not only will it help you feel comfortable and confident behind the wheel, it will ensure that your vehicle has the right space for your lifestyle and your future. If you’re a traveler or sticking to a tight budget, you may want to prioritize gas mileage and space. If you plan to haul larger items or live in a more rural area, a truck or SUV may be a better option for you. No matter what your future holds, be sure it can fit in your car.
Receive a 1% discount by setting up automatic payments from your Gate City Bank checking account. It’s an easy way to automatically save on your auto loan!
Start rerouting …
Once you find the make and/or model that suits your needs, don’t be afraid to visit other dealerships to find the best deal. When you limit yourself to one dealership, you’re putting a cap on your options. Explore dealerships in neighboring cities or even buying from a private seller.
In short, don’t be afraid to take the road less traveled when it comes to purchasing your first vehicle. There are many great deals out there. You just have to take the time to find the best one for you!
The Open Road Awaits.
By considering these few things, you can make a smart decision that works for you and your budget. Now, go hit the open road with confidence!
Cruise toward better auto loan rates! When you buy or refinance a vehicle with us, you’ll enjoy low rates and a simple process. Time to get started with us, and hit the open road!
Affordability is key when buying a car. Shop with confidence by exploring our insights on financing, extra costs, buying used versus new and more!
When buying a car from a private seller, it’s important to be prepared. These nine simple steps will help make the process smooth and stress-free.
1 Subject to application and collateral approval.
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