How do I set up direct deposit?

Visit any of our convenient locations or simply give us a call, and we’ll email or mail you a quick form that’s a piece of cake to complete. The form authorizes the bank to request direct deposit on your behalf. Once it’s filled out and returned to us, your direct deposit will be good to go. Easy peasy!

Related Questions

We’re happy to share it! Our routing number is 291370918. Please contact us if you have any questions!


Your account information is located specifically at the bottom of your check. Beginning from left to right, you’ll see your:

  • Routing number
  • Account number
  • Check number

screenshot image of a sample check that highlights the routing account and check numbers

When opening your checking or savings account, you’ll need to provide the following:

  • One form of identification. It should contain your picture, current description and signature, and it must be valid. Examples are a driver’s license, passport, permanent resident card, tribal card or military ID card.
  • Your Social Security number.
  • An opening deposit to fund your new account.

Great question! We’ll work to make your funds available to spend the same day we receive a deposit notice from your employer or other payers – up to two days earlier than your scheduled payday.1

Switching to Gate City Bank from your old bank is incredibly easy. We’ll even pay you $252 when you bring in your debit card and unused checks from another financial institution! Plus, we’re happy to help you open new accounts, as well as change any direct deposits or automatic payments as appropriate.

To assist in moving your automatic payments, please bring a recent billing statement for each so we can obtain the merchant’s address, your account number with that merchant and a telephone number if we need to contact them.

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1 Early paydays! Isn’t that neat? Your funds will generally be accessible the same day we receive a deposit notice from your payer, up to two days earlier than your scheduled payment. Direct deposit is required, and early access is subject to the payer’s timing in submitting funds.

2 Conditions apply. Check and debit card bonus will be credited the same day and does not count toward the $50 minimum deposit when opening an account. Subject to 1099-INT reporting.