Introducing our NEW Mortgage Rate Relief Program, offering rates approximately 2% lower than current market rates to eligible homebuyers. Find out more!

Bank Information

General Banking

Checking and Savings Accounts

Payday Your Way



Smiling curly-haired woman in Fargo, ND, relaxing on her bed with her dog after choosing her best checking account


With free ATMs, debit card rewards and other perks, our checking accounts are perfect for any lifestyle. Compare options to find the right one for you!

smiling woman in black sweater, calling Gate City Bank to open the best savings account in Fargo, ND


Competitive rates and local, friendly servicing make Gate City Bank savings account options the best. Let’s get you started!

happy man in yellow shirt obtains cash with no fees from the nearest ATM

Our ATMs, Your Cash

We offer unlimited, automatic fee refunds anytime, anywhere – worldwide. This unique perk has saved our customers $60.2 million in ATM fees!


Cheerful millennial holding her Gate City Bank debit card in one hand while online shopping on her phone

Debit Cards

Make everyday purchases easy! Explore all of the benefits waiting for you with Gate City Bank debit cards, such as custom designs, great rewards, easy security controls and more.