Great question! We’ll work to make your funds available to spend the same day we receive a deposit notice from your employer or other payers – up to two days earlier than your scheduled payday.1
Absolutely not! Payday Your Way comes free with your Gate City Bank checking account.
This largely depends on when we receive a deposit notice from your employer or other payers. As soon as we receive that notification (except on Sundays or federal holidays), we’ll make the funds available to you!
If you have questions, please contact us and a team member will be happy to help you!
Yes! Simply stop by your nearest Gate City Bank location, or give us a call at 800-423-3344 and we'll assist you with this request right away.
Simply download the Gate City Bank mobile app for your mobile device and log in using your online banking username and password. As part of enrollment in the service, you'll be asked to read and accept the Mobile Remote Deposit Agreement.
Once logged in to the mobile app, follow these simple steps:
Once your deposit has posted, we recommend that you securely store your check for 10 days and then destroy it.
Don't have our mobile app? Download it today:
1 Early paydays! Isn’t that neat? Your funds will generally be accessible the same day we receive a deposit notice from your payer, up to two days earlier than your scheduled payment. Direct deposit is required, and early access is subject to the payor’s timing in submitting funds.