Online and Mobile Banking Update: September 24.
As part of our commitment to delivering the best online and mobile banking experience for our customers, we’re here to help you prepare. Learn more about service interruptions, how to prepare and helpful next steps for personal and business banking.

How does Payday Your Way work?

Great question! We’ll work to make your funds available to spend the same day we receive a deposit notice from your employer or other payers – up to two days earlier than your scheduled payday.1

Related Questions

Absolutely not! Payday Your Way comes free with your Gate City Bank checking account.

This largely depends on when we receive a deposit notice from your employer or other payers. As soon as we receive that notification (except on Sundays or federal holidays), we’ll make the funds available to you!

If you have questions, please contact us and a team member will be happy to help you!

Yes! Simply stop by your nearest Gate City Bank location, or give us a call at 800-423-3344 and we'll assist you with this request right away.

Simply download the Gate City Bank mobile app for your mobile device and log in using your online banking username and password. As part of enrollment in the service, you'll be asked to read and accept the Mobile Remote Deposit Agreement.

Once logged in to the mobile app, follow these simple steps:

  • Choose “Deposit” from the menu.
  • Sign the back of your check and write "For mobile deposit only."
  • Select the account into which you want to deposit the check.
  • Take pictures of the front and back of your check.
  • Confirm the amount of your check filled out correctly.
  • Submit the check for deposit.
  • Deposits will post to your account within one business day.

Once your deposit has posted, we recommend that you securely store your check for 10 days and then destroy it.

Don't have our mobile app? Download it today:

Download on the Apple App Store  Get it on Google Play

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1 Early paydays! Isn’t that neat? Your funds will generally be accessible the same day we receive a deposit notice from your payer, up to two days earlier than your scheduled payment. Direct deposit is required, and early access is subject to the payer’s timing in submitting funds.