How does Payday Your Way work?

Great question! We’ll work to make your funds available to spend the same day we receive a deposit notice from your employer or other payers – up to two days earlier than your scheduled payday.1

Related Questions

Absolutely not! Payday Your Way comes free with your Gate City Bank checking account.

This largely depends on when we receive a deposit notice from your employer or other payers. As soon as we receive that notification (except on Sundays or federal holidays), we’ll make the funds available to you!

If you have questions, please contact us and a team member will be happy to help you!

Yes! Simply stop by your nearest Gate City Bank location, or give us a call at 800-423-3344 and we'll assist you with this request right away.

Great question! You can simply download our mobile app from your mobile device’s app store. Once logged in, you can take advantage of the following:

  • Access Accounts: Easily view account balances and account history.
  • Pay Bills: Viewing and managing your bills is super simple.
  • Make Transfers: Transfer between your accounts, or to another Gate City Bank customer.
  • Find Locations: Locate the nearest Gate City Bank location or ATM.
  • Contact Us: Our team members look forward to assisting you!
  • Deposit Checks: Take a photo of the front and back of your check, and easily deposit it right from your mobile device.
  • Set Debit Card Controls: Monitor activity on your card, receive transaction alerts and temporarily freeze your Gate City Bank debit card to help protect against fraud.
  • Send Money with Zelle®: To friends, family and others you trust.

Don’t have the Gate City Bank mobile app? Download it today!

Download on the Apple App Store  Get it on Google Play

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1 Gate City Bank will generally make your funds available to spend the same day that we receive a deposit notice from your employer or other payer, up to two days earlier than your scheduled payday. Direct deposit required. Early availability subject to the timing of submission payment file from payer.