Online Banking
Sign Up!New to banking in the U.S? Some of the benefits of a U.S. bank account include:
At Gate City Bank, we also offer free ATMs1, easy international transfers, digital banking tools to manage your money anywhere and local service right down the street. To learn more or open your account, visit us at any location. We’d love to give you a warm welcome!
We make the process simple! If you’re a non-U.S. resident, visit any Gate City Bank location near you to open your checking account. Please plan to provide:
Stop in today, and our friendly experts will guide you through the entire process start to finish!
At Gate City Bank, we accept either a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) to make the process easy for new and non-U.S. residents.
Whether you recently arrived or you’ve been part of our community for years, we’ll be happy to help you with every step. Stop by any location near you to get started!
Great question! Existing Gate City Bank customers are eligible to send and receive international wire transfers. Please contact us to learn more about eligibility requirements, information needed to process your transfer and for any other questions.
Good news! If you’re new to the U.S., you may apply for a home loan with Gate City Bank using an Individual Taxpayer Identification Number (ITIN) for your mortgage application.
Please note that other criteria and qualifications may be required, including credit history, employment history and proof of tax returns. Stop in today, or ask a mortgage lender for complete details. We’ll be happy to help!
To help keep your online banking secure, non-U.S. phone numbers won’t be eligible to receive one-time passcodes by default. However, these numbers can be added to personal accounts by contacting our team.
Authenticator apps are another helpful way to complete a login during foreign travel. By generating unique, time-sensitive codes, these apps help ensure that only you can access your account, providing enhanced protection that allows you to manage your finances confidently and securely.
Using a browser, you can integrate an authenticator app into Gate City Bank’s online banking by navigating to “Tools,” then selecting “Settings” and “Security.”
1 Enjoy free access at any Gate City Bank ATM, as well as at over 85,000 MoneyPass® and Allpoint® operated ATMs worldwide. Personal account customers can receive up to $250 in automatic fee refunds at out-of-network ATMs per year. Please see our Schedule of Fees for details.