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Yes. We’re proud of our longtime relationship with the Federal Deposit Insurance Corporation (FDIC), which goes back since 1935!
Learn more about the FDIC and our commitment to keeping your money safe and secure.
Deposit insurance through the Federal Deposit Insurance Corporation (FDIC) protects bank customers in the event an FDIC-insured financial institution fails. It’s available for any deposit account opened at an FDIC-insured bank; there’s no need to purchase it!
Deposit insurance is calculated dollar-for-dollar up to FDIC limits – factoring in the principal amount plus any interest accrued or due to the depositor – through the date of default. The FDIC has created an insurance estimator that you can utilize for more information on how this may personally impact you.
The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the U.S. government that protects bank customers against the loss of their insured deposits in the event that an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the U.S. government.
Customers of FDIC-insured banks, including Gate City Bank, are covered by the FDIC for up to $250,000 per depositor, per bank.
The standard Federal Deposit Insurance Corporation (FDIC) limit is $250,000 per depositor, per bank. To calculate your own deposit insurance coverage, please visit the FDIC’s deposit insurance estimator.
After submitting the mobile deposit, you’ll receive a reference number and status for it. When your deposit is accepted, it may take up to one business day1 to appear in your account. If your deposit is held for review, you’ll receive an email notification when your mobile deposit is either approved or declined.
Please check your email within a business day of your deposit. You’ll be able to see the status of current and past deposits by selecting the “View History” icon (folder) at the top right of the mobile deposit screen.
Mobile check deposits using the Gate City Bank mobile app are protected. Security features include enhanced security measures such as password protection, data encryption and internet firewalls to guard against unauthorized access.
Check images and other private information are not stored within the mobile app or on your phone, making a check deposit with the mobile app as safe as using online banking.
Don't have our mobile app? Download it today:
1 Mobile deposits are not processed on weekends or federal holidays.
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