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A mutual bank is owned by its customers, not shareholders. This model allows us to reinvest in our communities through volunteerism, philanthropic giving and partnerships. We also proudly offer a range of banking options to benefit our customers and team members, including first-time homebuyer loans, student loans, business start-up support, VA loans and military benefits.
At Gate City Bank, we believe when our communities thrive, we all do. For us, being a mutual bank isn’t just how we’re set up. It’s how we show up – for every customer, every community, every day.
The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the U.S. government that protects bank customers against the loss of their insured deposits in the event that an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the U.S. government.
Customers of FDIC-insured banks, including Gate City Bank, are covered by the FDIC for up to $250,000 per depositor, per bank.
Deposit insurance through the Federal Deposit Insurance Corporation (FDIC) protects bank customers in the event an FDIC-insured financial institution fails. It’s available for any deposit account opened at an FDIC-insured bank; there’s no need to purchase it!
Deposit insurance is calculated dollar-for-dollar up to FDIC limits – factoring in the principal amount plus any interest accrued or due to the depositor – through the date of default. The FDIC has created an insurance estimator that you can utilize for more information on how this may personally impact you.
Yes. We’re proud of our longtime relationship with the Federal Deposit Insurance Corporation (FDIC), which goes back since 1935!
Learn more about the FDIC and our commitment to keeping your money safe and secure.
The standard Federal Deposit Insurance Corporation (FDIC) limit is $250,000 per depositor, per bank. To calculate your own deposit insurance coverage, please visit the FDIC’s deposit insurance estimator.
Recurring Transfers
If you’ve personally set up a recurring transfer in online banking and wish to stop it, simply navigate to “Move Money” and select “Transfers.” From there, open the “Scheduled” tab, choose the ellipses (three dots) next to your transfer and click “Cancel Series.”
If you’re using the mobile app, tap “Move Money” at the bottom of your screen, then hit “Scheduled Transfers.” From there, select the transfer and “Cancel Series.”
Note: If the recurring transfer is for a loan payment or any other payment set up by us on your behalf, please contact us. We’ll be happy to assist you!
Recurring Bill Payments
To stop a recurring bill payment in online banking, navigate to the “Move Money” tab and select “Bill Pay.” From there, select the bill in the “Pending Payments” section of the “Payment Center” and click “Cancel.” (You can also select “Change” to make edits to your recurring bill payment, but only when using a desktop.)
If you’re using the mobile app, tap “More” at the bottom of your screen, then “Bill Pay/Zelle,” “Bill Pay” and “Pay Bills.” From there, select the “Activity” tab, choose the payment and hit “Cancel.”
Recurring Zelle® Payments
To stop a recurring Zelle® payment in online banking, select “Zelle®” under the “Move Money” tab, then locate the payment in the “Pending” section and choose “Cancel.” (You can also select “Edit” to make changes to your payment.)
If you’re using the mobile app, tap “More” at the bottom of your screen, then “Bill Pay/Zelle,” “Zelle” and “Send money with Zelle®.” From there, select the “Activity” tab, choose the payment in the “Pending” section and hit “Cancel” or “Edit.”
Zelle® and the Zelle®-related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.
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