Online Banking
Sign Up!
Great question! We’ll work to make your funds available to spend the same day we receive a deposit notice from your employer or other payers – up to two days earlier than your scheduled payday.1
Absolutely not! Payday Your Way comes free with your Gate City Bank checking account.
This largely depends on when we receive a deposit notice from your employer or other payers. As soon as we receive that notification (except on Sundays or federal holidays), we’ll make the funds available to you!
If you have questions, please contact us and a team member will be happy to help you!
Yes! Simply stop by your nearest Gate City Bank location, or give us a call at 800-423-3344 and we'll assist you with this request right away.
We’re happy to shed some light on this! Generally, your PIN is not required when performing a point-of-sale (POS) purchase at a merchant. You can usually sidestep this by electing “Credit,” or simply tell the merchant you’d like to elect the credit option to avoid entering your debit card PIN.
If a merchant does require a PIN and you have forgotten it or need to reset it, contact us at 701-293-2400 and follow the prompts.
1 Early paydays! Isn’t that neat? Your funds will generally be accessible the same day we receive a deposit notice from your payer, up to two days earlier than your scheduled payment. Direct deposit is required, and early access is subject to the payer’s timing in submitting funds.
Email