How does Payday Your Way work?

Great question! We’ll work to make your funds available to spend the same day we receive a deposit notice from your employer or other payers – up to two days earlier than your scheduled payday.1

Related Questions

Absolutely not! Payday Your Way comes free with your Gate City Bank checking account.

This largely depends on when we receive a deposit notice from your employer or other payers. As soon as we receive that notification (except on Sundays or federal holidays), we’ll make the funds available to you!

If you have questions, please contact us and a team member will be happy to help you!

Yes! Simply stop by your nearest Gate City Bank location, or give us a call at 800-423-3344 and we'll assist you with this request right away.

To locate a current list of the total amount you have paid year-to-date in overdraft fees, please reference your most recent checking account statement (last page).

To view your online statements or notices from your Gate City Bank online banking account:

  1. Log in to online banking.
  2. Select “View Statements/Notices” from the menu.
  3. Then, select “Statements” or “Notices” from the menu to view your documents.

You can also view statements and notices from our mobile app:

  1. Log in to the Gate City Bank mobile app.
  2. Tap “More,” then “Statements and Notices.”
  3. Select the account documents to view.
  4. Tap on the statement or notice to view.

Note: Please log in to online banking from a web browser to view statements and notices from any closed accounts.

Have Other Questions? We Can Help!

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1 Early paydays! Isn’t that neat? Your funds will generally be accessible the same day we receive a deposit notice from your payer, up to two days earlier than your scheduled payment. Direct deposit is required, and early access is subject to the payer’s timing in submitting funds.